I emailed member services but want to see if anyone here might get me a faster answer. Our use year is December. My in-laws anniversery is 11/29. We were going to book with Dreams for them to take the disney cruise and pya half cash half points for us to join them. (this is for the 11/29/03 cruise) Will they let me borrow points two days early as we will be on the ship still on 12/1? thanks ann