Blue Card decision for Poly, Copper Creek, or VDH?

If DLH costs more per yer to own, is one taking into account the extra opportunity cost of capital to buy Poly over DLH. That cost eats up most of the paper savings so buy where you are most likely to use and need priority. We own Poly and DLH and
love both.
 
If DLH costs more per yer to own, is one taking into account the extra opportunity cost of capital to buy Poly over DLH. That cost eats up most of the paper savings so buy where you are most likely to use and need priority. We own Poly and DLH and
love both.
Nope I haven’t seen anyone.
 
If DLH costs more per yer to own, is one taking into account the extra opportunity cost of capital to buy Poly over DLH. That cost eats up most of the paper savings so buy where you are most likely to use and need priority. We own Poly and DLH and
love both.
The difference between the two is not great enough to make a value proposition for one or the other. On one hand Poly gets 8 less years and costs more upfront but has lower dues but VDH has the lower buy in and higher dues. The only thing that should matter is which resort you will use home resort priority at AKA which one do you care more about locking in.

Side consideration, if you don't have a DLR contract, would you rather own resale VGC or direct VDH? Personally I'm team VGC even with the not so great refurb but I also already have my blue card and a healthy amount of direct points and everyone's membership is different
 
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Carthay Circle is a must do each trip for us. I really wanted to love Napa Rose as much, but Steakhouse 55 had better ambiance to me, and food. I need to give Napa Rose another try for dinner. Loved the Princess breakfast there, but the price is crazy now. I was disappointed they took out Tortilla Joes.

Excited to try out Din Tai Fung on my next trip!
I’m pretty confident you won’t be disappointed with DTF. It’s really good!!
 

The difference between the two is not great enough to make a value proposition for one or the other. On one hand Poly gets 8 less years and costs more upfront but has lower dues but VDH has the lower buy in and higher dues. The only thing that should matter is which resort you will use home resort priority at AKA which one do you care more about locking in.

Side consideration, if you don't have a DLR contract, would you rather own resale VGC or direct VDH? Personally I'm team VGC even with the not so great refurb but I also already have my blue card and a healthy amount of direct points and everyone's membership is different
Sadly it’s easier to book VDH so that I a huge impact on where one should own if they are okay in studios and don’t book at 11 months.
 
I'm not someone who is interested in VDH or PVB, but if I were, I think this is how I would look at a 150 point direct purchase at either with the primary aim being blue card benefits. I haven't run the numbers to get more precision, but I would think it would look something like this. If I were going to use those points at VDH every 1-3 years, buy VDH. If I were going to use those points at VDH every 5 or 6 years, but for most years, I was going to use it at WDW (PVB or other WDW resorts), I'd buy PVB. To me, that calculus would be based primarily on dues - current dues and the history that we have. And, based on current dues and history of percentage increase, PVB just beats VDH hands down. That's not a guarantee of the future, but that's what we know now.

https://www.dvcresalemarket.com/buying/annual-dues/

And, just to put some numbers out there, the trend with newer resorts has been that the dues start out higher, but the growth rate in dues tends to be small - that has not been the case at VDH so far. CCV's CAGR is 2.6%. RIV is 2%. PVB is 3.1%. CFW is 0.4%. VDH is 5.2%. It's an outlier . . . again, based on the data that we have currently. That could change. If you feel comfortably predicting a change one direction or the other, that might influence one to go with one or the other.

The secondary (and far less significant) reason I'd probably go with PVB over VDH (if not using VDH home resort advantage every 1-3 years) is resale value. If I were betting on resale value 20 years from, now, I'd bet on PVB over VDH . . . but, I wouldn't bet much money because that is a long ways away. And, if you're buying direct, I really wouldn't be buying based on projected resale value 20+ years into the future.

So, if you're just talking numbers (and, look, I get the emotional aspect - that's why I won 600 direct RIV points 🙃), the decision between PVB and VDH comes down to where you are going to be primarily using those points. If VDH, buy VDH. If anywhere else, buy PVB.
 
I'm not someone who is interested in VDH or PVB, but if I were, I think this is how I would look at a 150 point direct purchase at either with the primary aim being blue card benefits. I haven't run the numbers to get more precision, but I would think it would look something like this. If I were going to use those points at VDH every 1-3 years, buy VDH. If I were going to use those points at VDH every 5 or 6 years, but for most years, I was going to use it at WDW (PVB or other WDW resorts), I'd buy PVB. To me, that calculus would be based primarily on dues - current dues and the history that we have. And, based on current dues and history of percentage increase, PVB just beats VDH hands down. That's not a guarantee of the future, but that's what we know now.

https://www.dvcresalemarket.com/buying/annual-dues/

And, just to put some numbers out there, the trend with newer resorts has been that the dues start out higher, but the growth rate in dues tends to be small - that has not been the case at VDH so far. CCV's CAGR is 2.6%. RIV is 2%. PVB is 3.1%. CFW is 0.4%. VDH is 5.2%. It's an outlier . . . again, based on the data that we have currently. That could change. If you feel comfortably predicting a change one direction or the other, that might influence one to go with one or the other.

The secondary (and far less significant) reason I'd probably go with PVB over VDH (if not using VDH home resort advantage every 1-3 years) is resale value. If I were betting on resale value 20 years from, now, I'd bet on PVB over VDH . . . but, I wouldn't bet much money because that is a long ways away. And, if you're buying direct, I really wouldn't be buying based on projected resale value 20+ years into the future.

So, if you're just talking numbers (and, look, I get the emotional aspect - that's why I won 600 direct RIV points 🙃), the decision between PVB and VDH comes down to where you are going to be primarily using those points. If VDH, buy VDH. If anywhere else, buy PVB.
Can I quote you on that in 20 years when VDH is surrounded by new theme parks?
 
I was going to say if you’re only basing it on financial info, then yes, there is no heart or foresight in there at all. 8-)
I mean, I'm with you. I bought RIV, not PVB, and I would say the same thing about the financial decision between those two - probably more on account of resale value than dues with the comparison between those two, but if you're basing only on financial analysis, I think PVB beats RIV too.

Can I quote you on that in 20 years when VDH is surrounded by new theme parks?
The only other thing I'd say on this is that it reminds me just a bit of RIV owners hopeful their contracts will suddenly have some great resale value in 2042 because their points chart will look the way BCV/BWV look now in comparison. I hope it comes true for RIV owners. I also hope DL FWD results in some fantastic development that also makes VDH purchases look like a great move today.

It’s also hard to have a trend line for dues on VDH after only a short time… Same for Poly now that it has PolyT.
Agree with this too. That said, last I checked the older portion of PVB will ultimately account for half of all PVB's points once PIT is fully declared, so I think we've got some more data there - that said, as I also recall, the trend line was worse before PIT came along. PIT with all those point heavy rooms really helped.
 
Side consideration, if you don't have a DLR contract, would you rather own resale VGC or direct VDH? Personally I'm team VGC even with the not so great refurb but I also already have my blue card and a healthy amount of direct points and everyone's membership is different
I would say direct VDH. VGC at Christmas is the best, but on past trips all other times of year when given the option between the two, I always choose the Disneyland Hotel. It’s our family history there, the history of the hotel, and those tropical grounds with Trader Sam’s that move it to the top for me. With the DLR expansion coming, it makes the decision even easier between the two.
 
If I go into contract for VDH, but straddling the next incentive cycle, will I have Blue Card benefits and lounge access while at DLR? I will be there for race weekend Feb 1st.

Will they announce the next incentives before February 9?
 
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I mean, I'm with you. I bought RIV, not PVB, and I would say the same thing about the financial decision between those two - probably more on account of resale value than dues with the comparison between those two, but if you're basing only on financial analysis, I think PVB beats RIV too.


The only other thing I'd say on this is that it reminds me just a bit of RIV owners hopeful their contracts will suddenly have some great resale value in 2042 because their points chart will look the way BCV/BWV look now in comparison. I hope it comes true for RIV owners. I also hope DL FWD results in some fantastic development that also makes VDH purchases look like a great move today.


Agree with this too. That said, last I checked the older portion of PVB will ultimately account for half of all PVB's points once PIT is fully declared, so I think we've got some more data there - that said, as I also recall, the trend line was worse before PIT came along. PIT with all those point heavy rooms really helped.
Except that VDH owners have an approved plan by the city of Anaheim after a multiyear push by Disney to get approval for Disneyland Forward to build more theme parks.

Also, because Disney only has so much land in Anaheim…. there are only so many places they can build.

To me that is not in be same universe as RIV owners who have to look forward to…. the Skyliner maybe going to Disney Springs someday….
 
I'm just a teeny bit skeptical of the plans. After all, they planned WestCOT, but they built the OG DCA.
Personally, we love DCA. Also…. WestCOT could still happen…..

Agree with the caution when it comes to anything Disney announces…. like a Mary Poppins ride…..
Yes, anything can happen, BUT… DLF is very much in the works, so I’m pretty confident SOMETHING is coming, and a “Epcot style” park seems to make the most sense, definitely makes more sense than a Six Flags type of park, right?? (or Animal Kingdom type)

 
If I go into contract for VDH, but straddling the next incentive cycle, will I have Blue Card benefits and lounge access while at DLR? I will be there for race weekend Feb 1st.

Will they announce the next incentives before February 9?
Yes, if you do your initial paperwork but don't make the final deposit then you can straddle the two incentive cycles and pick which one is best for you. The DVC-Y status card appeared just hours after I committed.

The next incentives are released February 10, but people usually report them here late on the night before.
 
Yes, anything can happen, BUT… DLF is very much in the works, so I’m pretty confident SOMETHING is coming, and a “Epcot style” park seems to make the most sense, definitely makes more sense than a Six Flags type of park, right?? (or Animal Kingdom type)
I don't think there is any way they can do an Animal Kingdom park... the fireworks are too close for one thing.
 











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