If you buy 150 Bay Lake Tower points, you’ll probably pay closer to $135 to $140.
We own BLT, VGF and RIV. We have our own reasons for hanging on to all 3 resorts, and VGF and RIV are almost tied for favorite resort right now, with a slight edge to VGF.
We were making the same decision re: adding on more BLT points or buying RIV. All our prior points were unrestricted and we already had blue card benefits. Since you will still have blue card benefits for quite a long time, I wouldn't worry about keeping blue card benefits past 2057 right now. It probably boils down to whether you want your guaranteed near-park resort to be at EP/HS or MK. We bought BLT first, and then VGF, because my kids' favorite park, hands-down, has been MK *for years,* even though my DD8's favorite rides are at HS and AK now (ROTR, MF: SR, FOP).
Actually, that’s not a bad idea. We love GF...never stayed there, but I’m sure we would love it. Especially with the new walkway and monorail. I guess I’ve let it get to my head because it’s so expensive, but comparatively, not really more than what I’m looking at.
Ok, so here’s another concern of mine...
I was to make an offer in a resale VGF, it will take a while to hear back from Disney about ROFR. By that time, my window of opportunity for purchasing RR with the incentives is gone. For example, I put an offer in 150 VGF points last night for $156pp. It’s a different use year, but that doesn’t bother me too much. But even if the person accepts today, Disney is backlogged and will drag their feet with letting it go or exercising ROFR. If the exercise, in **** out of luck on the RR incentives. Thoughts on that?
@RoseGold makes a good point here about VGF.
I think the RR incentives will be around for a while, so you can wait and pounce on the resale contract you really want. With kids as young as yours are, it is invaluable to be "guaranteed" a room so close to MK. Back when I bought in 2017/2018 I consistently felt like BLT was undervalued, so it made sense for our first contract to be at BLT. Since then, I think the "market" has come to value BLT more and the gap between VGF and BLT has narrowed.
But once we had a
DVC contract in hand, we had the luxury of waiting to see what would be good for more points - and we decided our BLT points would be "sleep around" points and what resort did we really, really want assured access to? VGF - which was small enough to be hard-ish to get in a studio at any time of year.
Buy RR or VGF or BLT if you really want to be sure you can get it at high-demand times, but otherwise, I think your OKW points would be fine for the time being.
*also - if you get BLT, I would get enough points to stay in a 1BR - I have now stayed in all sizes (except the GV) at BLT and while staying in a studio there is better than not going at all, I would pony up the extra points (or shorten my trip) not to have the sofa bed pulled out in the small-ish studio.
ETA: when we first bought, we were looking at BLT, BCV and BWV. I had set threshold prices in my head for the contracts at each resort, and the first one that "hit" (offer accepted) turned out to be BLT.