Ok, first off let me preface this with the fact that I'm starting to find this thread really tedious so it will be my last post on it, but the whole "I'm in a very precarious position" comment was just so wacky, I had to post.
A "precarious position" is sitting on a chair on the edge of a cliff in a high wind. Owning
DVC is a benefit we enjoy from years of hard work.
I have no intention of selling when I am satisfied with the current product that Disney and I have an agreement on. If that satisfaction decreases, then I will re-evaluate as necessary. The whole "sky is falling" tone of your posts is beyond annoying.
If you like DVC, keep it. If it no longer works for you, dump it. It's that simple.