OK thanks. Was just wondering whether the industry was subject to any cyclical "rules" like listing a home for the "Spring market", for instance. Feels difficult to tell - without seeking a PhD in timeshare sales (!!) - when the prices are "higher". I have banked points to be used by the end of the year so I suppose I need to study the trends more somehow and get crackin'!
I can only speak from the perspective of selling two quite large contracts... And given the fact they were large, I found having current points available helped them move a lot quicker than they would have if they'd been stripped.
I still waited it out for a good price for each, but I feel like they'd either still be on the market, or I would have had to accept a much lower offer if they had been stripped. And I didn't want them to sit. I wanted the money out of them for my other contracts.
Obviously smaller contracts are a different story.
As for time to sell, I really don't have experience with seasonal selling changes. I just sold mine when I decided I wanted to. But it sure seemed like from Spring to Fall of this past year was a pretty hot time. I don't even think now would be a "bad" time.
I agree on the value of banked points. I just paid $74 per point at SSR for a dec contract, but it has all of the 2013 points banked. Without the banked points it would not have been worth $65 IMO, and stripped would not have been worth my attention unless it was under 60.
I wouldn't borrow to use them, but wouldn't sell it loaded either. Sure a buyer loves extra points, but there aren't many who'll be willing to pay extra like the SSR buyer above ^^^.
I wouldn't sell loaded either. You can make 10-13 dollars easily by renting those points. Buyers want a deal and likely will not give you that much extra for loaded.
I believe prices are coming down and that we are in a temporary high. There's no reason not to list them, you can always adjust the contract at you use points or as the conditions change. You can even adjust the closing date if needed for rentals or personal usage once you do have a contract.