Best DVC Bang For Your Buck?

[CaptainAmerica]

annual dues are going to cost you more in the end than your original buy-in

That's only true if you do your modeling in nominal dollars without factoring in the time value of money. $100 spent today on a purchase is worth double $100 spent on dues 7 years from now, and 10 times $100 spent on dues 24 years from now.

 

[Ruttangel]

We chose VGF direct because of the relatively low dues, and the fact that we really love the resort.

We haven't seen a dues statement with VGF2 included, we will find out in 2 months if it's made any difference.

Also re dues: If you sell after 5 years the dues are fairly irrelevant, more the movement between your purchase and sales price.

 

[Disdreaming479]

OP is completely gone and answered zero questions and we are still here arguing.

OP needs to do the math for their own situation to figure out if DVC is a decent choice. It will never be a "cheap" choice, but it might be cheap-er than some other ones.

It’s so boring in here when no one is arguing but I keep checking back anyways.

 

[Cfabar1]

Vero Beach?
Copper Creek?

These two seem to be the cheapest way to go for me, for different reasons. But the high per point cost for VB makes me question it. Also, I think you would struggle to get into WDW on your VB points.

 

[Vikingquest05]

Good point. I wasn’t ever considering a 2042 or a non WDW resort. The $0.30 difference per point between Saratoga and VGF SEEMS immaterial at first blush compared to the potential $17K difference between resale SSR and direct VGF. However, if I’m buying MORE SSR points than direct VGF (250 vs 350, that definitely adds up across the years. thanks!

 

[E2ME2]

Since annual dues are going to cost you more in the end than your original buy-in, dues were one of our most important factors when considering where to buy (next to "buy where you want to stay).

Buying a whole bunch of "cheap points" via resale at a resort with high dues will be less economical in the end than paying more upfront for a lower dues resort. We chose VGF direct because of the relatively low dues, and the fact that we really love the resort. Certain resorts simply have historically lower or higher dues. It's good to research that before buying.

Resort	2022 Dues	2021 Dues	% Increase
Animal Kingdom Villas	$8.2365	$8.0728	2.03%
Aulani	$8.6739	$8.3539	3.83%
Aulani (Subsidized)	$6.5205	$6.2799	3.83%
Bay Lake Tower	$7.0826	$6.8998	2.65%
Beach Club Villas	$7.5362	$7.4373	1.33%
BoardWalk Villas	$8.0802	$7.8126	3.43%
Boulder Ridge	$8.1469	$8.1062	0.50%
Copper Creek Villas	$7.6020	$7.5903	0.15%
Grand Californian	$7.4824	$6.9927	7.00%
Grand Floridian	$7.0077	$6.8118	2.88%
Hilton Head	$10.0707	$9.9730	0.98%
Old Key West	$8.8063	$8.3578	5.37%
Polynesian	$7.3859	$7.0542	4.70%
Riviera	$8.3840	$8.3833	0.01%
Saratoga Springs	$7.3287	$7.1110	3.06%
Vero Beach (Before 1/1/96)	$9.4100	$8.8560	6.26%
Vero Beach (On or After 1/1/96)	$11.9405	$11.2307	6.32%

This is great info. Thanks for providing!
I sorted it two additional ways, and then I used it to hi-lite my Home Resorts,
and I'm feeling pretty comfortable with the current prices and with the % increases.
None of my DVC-Homes are in the Top-5 highest $$, in either category.

 

[bakerworld]

Best bang for Your buck depends on you - LOL. We're older and our 'kids' don't find WDW worth their vacation $ so the 50 year membership isn't an incentive. We didn't think/understand this during our initial exposure to DVC so we went with what DVC was pushing in '08, which was Kidani. By '12 we realized our Best Bang is BC as the contract can die with us and we can walk to the two parks we're most interested.

 

[holden]

We bought BLT for a few reasons:

1. Extra full bath in 1BR and larger units (we only stay in 1BR or larger).
2. Walk to MK (priceless at the end of the night when everyone is waiting for transportation); monorail to EP.
3. Lots of food options on monorail.
4. Fireworks views (if we book that category).
5. Access to TOWL (we haven't been to the most recent incarnation, but this is one of the original reasons we bought)

All of the above makes BLT the most bang for the buck IMHO.

 

[JELLYROLLS4LIFE]

So I would argue that the best bang for your buck has to take into account how many points per night it costs you to stay at the resort - and because of that - I would probably argue that the absolute best bang for your buck at the moment is BLT resale.

Because you can access the standard view rooms that are almost impossible to rent as a non-owner, BLT beats the other resorts that have high value in terms of lots of years left and relatively low annual dues.

For instance - while Riviera is a pretty good deal for the buy-in (whether direct or resale) the fact that even staying in standard view rooms is a LOT of points keeps it off the list. Same thing with the Poly.

SSR would probably be ranked a close second to me assuming you get a decent deal on the resale contract - but because the BLT location beats SSR I would say BLT is still #1.