DawnM
DIS Legend
- Joined
- Oct 4, 2005
- Messages
- 16,643
Two things to add....
We had our roof done in 2009. The big company wanted $13,500 and would accept CC payment but would charge a 3% fee on top of that (which they didn't tell us until we asked specifically). The small company agreed to do the entire roof for $7,800 if we paid cash. So, make sure and ask if they will cut you a break for cash payment. And, shop around!
Also, the Fidelity AmEx card pays out 2% for every purchase, doubling our Disney money. We have a Disney card too, but we opt to use the Fidelity card when we can to double our money.
Dawn
We had our roof done in 2009. The big company wanted $13,500 and would accept CC payment but would charge a 3% fee on top of that (which they didn't tell us until we asked specifically). The small company agreed to do the entire roof for $7,800 if we paid cash. So, make sure and ask if they will cut you a break for cash payment. And, shop around!
Also, the Fidelity AmEx card pays out 2% for every purchase, doubling our Disney money. We have a Disney card too, but we opt to use the Fidelity card when we can to double our money.
Dawn
Last, if you are going to do Disney often I would recommend applying for the Disney Chase Visa. We have had one since my son was a babe. The card is free and the reward is $1 Disney Dollar for every $100 you spend on the account. Our last visit was Christmas 2010 and our Spring Break trip is paid for in full (campground, tickets, and extra for food.) We have always had enough to either cover the price of our tickets or help with the cost of the hotel, or both. We use it for all of our household spending--bills, grocery, gas, etc. and make one payment to the card instead of to each bill. It is amazing how we are able to budget our expenses and still earn points. We have a cruise booked in December and hope that several large budget item projects around the house (roof, carpet, painting) will help boost our Disney savings.
Good Luck everyone!![]()
Seriously, though I'm just that cheap, and we drive so it's not that big of a deal for us to haul food. I have to be that cheap. ~5 years ago the Mrs. took a much, much lower paying job to spend more time with the kids, as things really *appeared* to be looking up at my job. Instead, my industry took a big hit when the economy went bust. I haven't had a raise since 2007, not even for my so-called "promotion"
. We love family vacations, but it requires cutting every corner possible and not just while on vacation.
We paid for the fries & took everything home to eat so we wouldn't have to buy drinks, added our own cheese slices at home too because the free burgers don't come with cheese. I can feed my family of 4 at Taco Bell for $6 as long as we order with budget in mind and don't just pick whatever happens to "look good" 

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The wifey is the real saver though - we have stockpiles of free razors, antipersperant, laundry detergent, cat litter & other stuff we've gotten free with coupons. We haven't yet figured out how those extreme couponers manage to get all that free produce, soda, & meat though 