I realized I had a few too many points to begin with. When I purchased, I bought with my most expensive year in mind, but it turns out the 2 bedroom isn't necessary every year for us, and there may be years we need to take off occasionally. So one of my contracts (not BCV) was probably getting sold regardless, especially with a supposed renting crackdown that would make having too many points a liability. I also have been interested in a blue card for Sorcerer's pass access.
Talked to a guide. They put points in your account right away. A benefit to having a direct or grandfathered contract is ability to see restricted resort availability (which I previously couldn't see). VDH seems to have much better availability than Grand Californian. I suspect we actually will be able to stay there, unlike Grand Californian. Since I have very fond memories of my first ever Disney trip, staying at the
Disneyland Hotel in the 1990s, I am excited to go stay at VDH now and then with some eligible points.
So, 2 main things: Sorcerer's pass, and restricted resort options (but specifically VDH).
I'm within my ten day window though: go ahead and talk me out of it! lol. I think Polynesian and BLT will continue to have decent availability overall, so you could probably load up on SSR and stay at either most of the year.