We have 116 UY 2019 banked to 2020. We have a reservation for Sept - Oct using 100 points. If that is canceled do we lose those points? They will not be allowed to book trip in November 2020 for October 2021? I am thinking I am losing 116 points. I do not have hope WDW will be open this year. Unless larger scale testing like a miracle happens how can a business like Disney World and resorts open again - what does that look like. I work at a university and we are trying to understand that for our campus. So if I assume my reservation will be canceled I will lose those points, correct?