Automatically round up your change!

[Paul Rodgers]

So I just started using this app called 'Qapital'. You can set up rules to auto save certain days, round up change, duplicate savings, all these rules and such.
I have it set up to round up to $5 every time I spend money through my checking account (often). That difference goes into the Qapital savings account which I'm using to help pay for my vacation. Without even realizing it, I'm 12 days in with $60, which I didn't even realize had been taken out, because its such small increments.

 

[DizMe]

I used to have something similar (though much more basic) with my BofA account. They have a thing called 'keep the change' that I opted into. Anytime I used my debit card, it would round up my purchase to the nearest dollar and put that change in my savings account. Unfortunately, they decided to eliminate my free savings account and charge a $5 monthly fee so I closed it. That ended 'keep the change'. It's interesting to see that there is an app that can do similar things and then some. I would find it hard to trust things like that with my personal banking info, though.