We looked at DVC on our honeymoon in 1999. I wanted to do it (we had the cash upfront), but my DW wanted us to buy a house first. As a wise new DH, I understood her reasoning and agreed. We went back in 2002 (purchased our home the year before), I had researched DVC and knew the program very well. I didn't think my DW wanted to do it, but she surprised me by saying let's do the tour again. At this point I thought she was just wasting our time. At the end of the tour (I was bored as I already understood DVC) she turned to me and said "let's do it". I nearly fell on the floor. Ten years later, we have no regrets. We love owning DVC and have added on several times as now we have three kids. I'm glad we purchased when we did, because today we have less disposable income. DVC is our "Happy Place".