It's trickier now with the credit card deposits. We have traveled many times with toddlers and had to cancel lots of ADRs on the fly. Nap time, sleeping in etc too precedence over dragging a cranky toddler to lunch or waking them up early to race to a 5pm ADR on the other side of property.
Also your kid will eat for free but do YOU want a buffet every day all week?
That's a good point. And no, I don't, and I don't want to go to a bunch of character meals, either. First, I think it's a toss up as to if they will even enjoy them. I can easily see one of them being scared. And secondly, I find myself making reservations like those, not because I really want our family to eat there, but because I'm hoping to not waste money with the dinning plan. For example, I think our family would really like Via Napoli, but I have reservations for Tutto Italia Ristorante instead, because there's more bang for our buck.
After reading these responses, I've decided to cancel the meal plan and many of the reservations, because I don't want our vacation to be dictated by reservations and limiting our choices for the sake of breaking even on the meal plan. My kids would be just as happy eating PB&J that we bring with us for lunch anyway. Also, I found a website that calculates if the meal plans are the best deal or if paying out of pocket is, and for us it's paying out of pocket, by like $400.
I read this before, but someone mentioned that they think the meal plan doesn't save money or time. And, at least for me (and I'm cheap and a planner), I agree. I've spent hours planning things, wanting to get our money worth, and at the end of the day, it's not worth the stress on me, wanting to get a good deal, or on the family by rushing around.
In general, I try to ask myself, "if I buy this and the kids color on it/barf on it/ sleep to long and miss a meal, am I going to be really ticked off?" and I think as far as ADR and the meal plan go, I would be. This is also actually why I canceled our reservation for the My Perfect Disney Princess tea. I'll wait till my girl is really old enough to appreciate it. Also, something happens when I give I actual go to pay... It's made me think twice, which is why we are staying at a value resort and not WL, like my first plan.
Anyway, I feel really good about the decision. Thanks for the advice, everyone.