I considered the 2042 resorts as a second contract for all the reasons you outline.
What has for now moved me off is that I am not sure I would have to stay at any of them more than on some type of rotation where if I can book them in August periodically that would be fine.
Since I have an SSR contract now but need more points I may just get a second SSR contract. I will be 96 when the contract expires and my daughter who is on the deed will be 66. Having one expiration date might just be easier for her since she likes owning but has not really paid any attention to the process of how all of this works. Both my wife and daughter are leaving all that to me.
Luckily, I have time to decide since we are holding off until POLY2 details are released.
I think we would decide between in order-
POLY2 same association (unless the
point chart scares me away)
BLT/SSR We will have booked several trips by then and have experience which resorts have availability. Does BLT provide or need the home resort advantage for our travel period.
Boardwalk
POLY2 new association
One thought on the 2042 expiration is you can always purchase another contract with a 12–20-year term in 2042 if you need or want to continue owning.