You certainly dont need to splurge on a system in the Macs price range to be a happy computer user. But with computers, as with most things in life, you generally get what you pay for.
Windows based laptops in the $400 to $900 price range are fine for almost all day in and day out tasks.
We have in our home Mac's and PC's. After years of using both, we have discovered that we use the Mac's for Photos, Music, Email mostly lifestyle tasks.
The PC's we use for Excel and Word and Outlook. These task are for our jobs with are based in the PC world.
The choice of which laptop you it is a personal choice.
The price of a Mac is higher than a PC. But it is not 2 Times the amount. In the Windows world laptops can be found for less than $400. Apple does not make base model laptops. So if the comparison is the least expensive Laptop, PC's will win hands down.