I just started with LiveOps, I put in about $150 into getting set up. That includes a 2nd phone line, phone/headset, and background fee. I already had the computer so that wasn't a problem, and while I could incorporate if I wanted to, it's not necessary. The only donw side is you're an independent contractor so you pay your own SS and taxes aren't withheld from your pay.
It slow to start, newbies don't get as many calls routed to them as long-time people, but from what I've heard from other LO agents is once you put in a few months with them, it starts picking up and there is some real money to be made. I'm just working weekends, I already have another full time work-from-home job, but there are a lot of people at LO that use it as their main full time income.
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Betty good luck I love Liveops and if you can sell you can do very well even on the informerical lines.