We own 155 points at HH, and then added 50 points at BCV.
I bought at HH because at the time they were offering $15 per point discount. I also love HH. It is only 5 hours to HH from my home, as opposed to 9.5 to WDW. I felt as if I every tired of WDW (yeah, right) then I could vacation at HH. I also planned to do HH more in the summer, and WDW in the off season, and I knew it would be difficult to book HH in summer without the 11 month priority. I do worry about hurricane damage, but know that any of the DCV resorts can be subject to damage.
I bought at BCV in part because of this site. I wanted to have points onsite for that 11 month booking. I regret this purchase more than my HH. 50 points just aren't enough for this for me. I wish I had bought more, or none. We have enjoyed our stay at BCV the least of any of our
DVC stays. I am thinking of selling this contract (and at this point, could make a profit on the transaction).
We've been members since 2002. I have been able to book an OKW GV in October (exactly 7 months out, and for one night); I booked BVC studio in early December, using HH points at 7 months out. The only things I've tried and couldn't book: a standard view studio at 6.5 months for January; and a one bedroom at OKW in January, when I was trying about 2 months prior.
It works for us, so far. I realize adding SSR and AKV will probably affect my booking abilities, but this is my experience so far.