I have so many contracts...last couple of add-ons I did not do the monthly payment plan. I just paid those via credit card today (started new credit card cycle). On mine, it says past due after the 15th. The payment already showed up on my "pending purchases" on my credit card statement. Something to put on my to-do list at end of year...make those monthly payment arrangements...alot easier.
This is what I do too. Just paid mine a couple of days ago, looking forward to the extra points going on my Disney visa card. Yes, it is sticker shock to pay in one lump sum instead of monthly but I like using my Visa rather than straight from my checking account.
First, I waited till my account closed for the billing cycle. Then, I used my points from the rewards card and the balance on the Disney Visa. It is a large
payment the next month, but worth getting more points.