I'm confused. I was told you will not get 2002 points. They will start with 2003 points, which is what they are buying back. It was explained that it is done this way because you are to late in 2002 to bank and it doesn't give them the rental window needed if it is 2002 they are buying. Therefor, these contracts start with 2003 points (or 2004 if you are doing buy back)