Another Disney Visa Question.....

[Boston5602]

this may be a dumb question , but are the reward points counted by what has been charged or payed on the account. I earn 1 point for every dollar at AMEX but I could charge $4,000.00 and if I pay $75.00 a month to pay it I only earn 50 points a month not the 4000 points I will earn by what I charged.

So if I charge $4,000.00 on my visa and payed $100.00 next month what would I have for reward points 40 or 1 ?

Thanks for your help

 

[tmt martins]

It goes by your monthly charges for that billing cycle .

So if you charge 4000 then you would get 40 points

Then if you pay $100 then charge another $2000 even though your balance would be 5900 +interest you would only get an additional 20 points on your rewards.

 

[Boston5602]

Thanks , thats different from the card I have now . I think this way is easier and definitely faster