Another Banking Points Question

[DisneyRefugee]

I understand the 100%, 50%, and 25% (as well as 0%) cut-offs. I have a reservation we plan to take at 146 points, leaving me 4 points with a June Use year.

Since I can bank 25% of points by 3/31, then I should be able to bank my 4 remaining points up until 3/31? It is based total points for the year, not remaining points after reservations, right?

I am sure it is the latter, but I am a newbie and don't want to lose any of my four remaining points for next year!

 

[JimMIA]

Yes, that's correct. Keep in mind, however, that 3/31 is a Saturday. If MS is still offering Saturday hours at that time, they will be busy and limited, so I'd bank before the absolute deadline. You can also bank online.

Just for future reference, your banking numbers relate to your overall account. So if you have 150 points, you can bank 75 at the 50% deadline, 37 at the 25% deadline, etc.

WHEN you add on , your totals will depend on the total number of points in the account, not the number per resort. So if you added 100 points, the banking totals would be based on 250 points and it would not matter which sub-contract the points were in.

If you don't already have it, go to www.caskbill.com and get Caskbill's outstanding DVC planner software. It's free and not only helps you plan vacations, but it gives you banking deadlines and much more.

 

[DisneyRefugee]

I'll do that - thanks for all the info!