Am I wrong for feeling this way? Venting.


It is not a "budgeting problem with Thanksgiving" when you cannot afford your meds. It is a "putting wants before needs problem".
 
I'm not complaining. I was venting about a situation in my household. I'm not asking people for any help, I just wanted to know if my feelings were warranted or not. That's all.

Well, I'm a huge believer in taking responsibility for your own destiny.

Are your feelings warranted for resenting this woman for eating all your food and living in your place rent free while the refrigerator is empty and the bank accounts wiped out?

Sure, so quit feeding her and move back into your bedroom. You have that ability. Tonight cook two meals, hand one to your Mother and tell the other lady that she needs to feed herself. This is one of those situations that she might be doing something to you, but at the same time you are allowing her to do it.

As for cable --- wouldn't it make sense to cut the cable, save up a couple of hundred dollars --- and then the next time you budget wrong you will have a reserve? You didn't go hungry because you budgeted wrong one time. You went hungry because you budget wrong every time. Planning for emergencies and unexpected happenings is part of doing it right. Let's be honest here. This isn't a sudden $52,000 medical bill that hit you out of nowhere. It's about $20 in food. You.Cannot.Buy.Yourself.Food.

Good luck with the job.
 
ilovemk76 said:
It is not a "budgeting problem with Thanksgiving" when you cannot afford your meds. It is a "putting wants before needs problem".

I cannot afford my Meds because I lack health insurance. How am I supposed to pay for a doctor visit, then one $300 prescription, and another that is $795. No matter what I cut out of my budget I'd still never be able to pay for my medications.
 
/
RitaE said:
Well, I'm a huge believer in taking responsibility for your own destiny.

Are your feelings warranted for resenting this woman for eating all your food and living in your place rent free while the refrigerator is empty and the bank accounts wiped out?

Sure, so quit feeding her and move back into your bedroom. You have that ability. Tonight cook two meals, hand one to your Mother and tell the other lady that she needs to feed herself. This is one of those situations that she might be doing something to you, but at the same time you are allowing her to do it.

As for cable --- wouldn't it make sense to cut the cable, save up a couple of hundred dollars --- and then the next time you budget wrong you will have a reserve? You didn't go hungry because you budgeted wrong one time. You went hungry because you budget wrong every time. Planning for emergencies and unexpected happenings is part of doing it right. Let's be honest here. This isn't a sudden $52,000 medical bill that hit you out of nowhere. It's about $20 in food. You.Cannot.Buy.Yourself.Food.

Good luck with the job.

I. Already. Said. We. Are. Asking. For. Money. From. Her.

And my cable bill is nowhere near a couple of hundred dollars.
 
I cannot afford my Meds because I lack health insurance. How am I supposed to pay for a doctor visit, then one $300 prescription, and another that is $795. No matter what I cut out of my budget I'd still never be able to pay for my medications.
If you're on SSDI don't you get Medicaid?
 
robinb said:
If you're on SSDI don't you get Medicaid?

No, you get Medicare after two years from when you are approved. I am eligible in July 2013. Medicaid is for low income households, I was denied.
 
No, you get Medicare after two years from when you are approved. I am eligible in July 2013. Medicaid is for low income households, I was denied.
Sorry, I do mix those up sometimes. It sucks that you have to wait 2 years! It really doesn't seem right that someone who is disabled and can't work full time should be without health insurance.
 
robinb said:
Sorry, I do mix those up sometimes. It sucks that you have to wait 2 years! It really doesn't seem right that someone who is disabled and can't work full time should be without health insurance.

I know, we can thank the government for that. This is the first time in my life I've gone without insurance. I always made sure to work jobs that had good benefit packages.
 
I cannot afford my Meds because I lack health insurance. How am I supposed to pay for a doctor visit, then one $300 prescription, and another that is $795. No matter what I cut out of my budget I'd still never be able to pay for my medications.



Many with health insurance have to pay for their own meds. I am one of those people. My meds are cheaper than yours but only by a few hundred a month. I pay for them first, so I will be alive tomorrow. No Showtime here. That money is used toward my medicines.

I am always looking for ways to get them cheaper - mail ordering, ordering in quantities and looking for programs from the pharmaceutical companies.
 
OP you are handling the replies better than I would. You were asking if your venting was wrong and it turned into being questioned about what jobs you have applied for, what type of disability payments you are getting, and a bunch of other stuff. This is why I mostly hang out on the trip report boards. Get a backbone about the lady staying with you and good luck with the job with Disney.
 
ilovemk76 said:
Many with health insurance have to pay for their own meds. I am one of those people. My meds are cheaper than yours but only by a few hundred a month. I pay for them first, so I will be alive tomorrow. No Showtime here. That money is used toward my medicines.

I am always looking for ways to get them cheaper - mail ordering, ordering in quantities and looking for programs from the pharmaceutical companies.

My Meds don't keep me alive. They keep me comfortable, they are aimed at lowering pain. I don't have any life threatening health issues. I also only keep showtime (which is $16) for 12 weeks during the period that my favorite shows are on. Then I cancel it. I only have one cable box, where as most people have multiples.

I don't understand how this thread became about every single financial aspect of my life. It seems like a lot of you just want to be nosy in order to prove I'm somehow lying. Why would I lie? I'm not asking anyone for help with my finances. I've gotten along just fine for all of my adult life until this past month.
 
My Meds don't keep me alive. They keep me comfortable, they are aimed at lowering pain. I don't have any life threatening health issues. I also only keep showtime (which is $16) for 12 weeks during the period that my favorite shows are on. Then I cancel it. I only have one cable box, where as most people have multiples.

I don't understand how this thread became about every single financial aspect of my life. It seems like a lot of you just want to be nosy in order to prove I'm somehow lying. Why would I lie? I'm not asking anyone for help with my finances. I've gotten along just fine for all of my adult life until this past month.
You have to remember that people can only respond to the information you give them. You started off by talking about this woman who was mooching off of you and your mom, and you included several bits about you not having enough money for food and how you literally had nothing in the house to eat and how she wasn't contributing. And it went from there. When the information YOU offer is "We have some one day over expired eggs, some ramen and some pb&j. We can survive until Wednesday but barely.", well ... then ... you're kind of the one who started the whole financial discussion.

Every bit of new info you give provides a new set of answers AND questions. If you don't want to discuss it any more, stop answering, say "thank you" and move on. Just because someone asks you a question, doesn't mean you have to answer it.

And remember that how you read what someone says is not necessarily how it sounds in their head when they write it.

:earsboy:
 
My Meds don't keep me alive. They keep me comfortable, they are aimed at lowering pain. I don't have any life threatening health issues. I also only keep showtime (which is $16) for 12 weeks during the period that my favorite shows are on. Then I cancel it. I only have one cable box, where as most people have multiples.

I don't understand how this thread became about every single financial aspect of my life. It seems like a lot of you just want to be nosy in order to prove I'm somehow lying. Why would I lie? I'm not asking anyone for help with my finances. I've gotten along just fine for all of my adult life until this past month.

I don't have any cable boxes. Two houses. No cable. I get all my TV from free, over the air. Saves me quite a bit of $$, and $$ isn't necessarily an issue in my house. I simply choose not to throw my $$ away.

I do think that if you are so broke you aren't sure where you are going to get food, and you have high medical bills, you should (a) demand that the moocher pay or leave (that's the real world), (b) not even consider buying food for feral cats, and (c) cut out ALL expenses like cable. It just doesn't make sense to me that people complain about financial issues, and then come up with one excuse after another why they cannot eliminate unnecessary expenses.
 
So many thing seem to not add up.

Yesterday you were posting abou TTC in November 2011 This was 5 months after you we're approved for disability and could not work. How were you planning to support this child?

Your mom inherits a co-op in NYC and has to move Because of her service Shih Tzu dog and just gives it away and moves to be closer to family in FL. Your dad died when you were 4 and his family just stopped being in your lift. Your paternal grandfather tied and your mom found out she was pregnan with you at his funeral. Your maternal gandmoter comes to live with your mom after this. Who left her the Co-op? Her mother who lived with you for ~18 years?

This is all from the last day.

Hmmmmm
 
I don't have any cable boxes. Two houses. No cable. I get all my TV from free, over the air. Saves me quite a bit of $$, and $$ isn't necessarily an issue in my house. I simply choose not to throw my $$ away.I do think that if you are so broke you aren't sure where you are going to get food, and you have high medical bills, you should (a) demand that the moocher pay or leave (that's the real world), (b) not even consider buying food for feral cats, and (c) cut out ALL expenses like cable. It just doesn't make sense to me that people complain about financial issues, and then come up with one excuse after another why they cannot eliminate unnecessary expenses.

The OP came here to vent about someone living with her mom & her. I don't believe that gives anyone the right to start managing her finances for her.

She has stated she and her DM are on disability. Cable, considered a luxury to some people, can be a source of entertainment for someone who cannot get out. I will not fault her for keeping the cable.

OP, I wish you luck in getting this person out of your apt. and also, with your job.

Merry Christmas!

TC :cool1:
 
ilovemk76 said:
So many thing seem to not add up.

Yesterday you were posting abou TTC in November 2011 This was 5 months after you we're approved for disability and could not work. How were you planning to support this child?

Your mom inherits a co-op in NYC and has to move Because of her service Shih Tzu dog and just gives it away and moves to be closer to family in FL. Your dad died when you were 4 and his family just stopped being in your lift. Your paternal grandfather tied and your mom found out she was pregnan with you at his funeral. Your maternal gandmoter comes to live with your mom after this. Who left her the Co-op? Her mother who lived with you for ~18 years?

This is all from the last day.

Hmmmmm

This is going to be the last time I answer anymore questions. When I was TTC I had a considerable amount of money in the bank, plus SSD gives you an additional check per child. The additional check is half the amount of your first check. I added up the cost of formula, diapers and other supplies each month and I'd still have several hundred extra to put in the bank each month for emergencies.

Yes, my dad died when I was 4. He was never close with his family, they didn't see me much before he died and afterwards they didn't try to see me. I have no idea why.

My mom has three brothers. Her father was not a big part of her life. He left my grandma when my mom was young. The brothers all left home after getting married but my mom never left her mom. When she married my dad and got pregnant with me they just got a bigger apartment and her mother continued to live with her. When I was 12, my grandmothers brother died. He had a co-op, and it was inherited by the next of kin which was my grandma. The three of us moved in, and my grandma put my mom's name on the deed so in the event that she passed it would go to my mother. All my mothers brothers owned homes and worked while my mother did not own anything and had become disabled at that point so my grandma thought it was fair to leave it to her.

We fought against the co-op for two years about the service dog with human rights and housing court. We tried selling. We finally couldn't take the continually legal fighting and my mother chose to give the co-op to her brother because she wanted it to stay in the family.

We moved to Florida because the housing costs were much cheaper plus we do have family here. I'm not sure what the problem is, I may have had an eventful life but there's no inconsistencies.
 













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