Air Force Reserves...please advise

need_a_Disney_fix

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I may need to bump this thread at times but would like some insight. Our DS will be seperating from the Air Force this coming March with 6 years 8 months under his belt. Ultimately, my husband and I would prefer he stay in for 20 years and ultimately retire with full pension and benefits. Our daughter in law has MS and has received free health care including the very expensive drugs involved in her treatment.

If our DS were to join the Air Force Reserves, would there be any health benifits for his wife?
 
I do not know, but I will bump this thread for you.

DD is married to an AF Officer with about 4 years in, so am interested in the responses, too.

herc
 

When I was in the reserves MANY years ago, the health insurance only covered me when I drilled, or if I was called into active duty.

too find out, simply call a local air force reserve recruiter and ask.
 
I want to say that you have to be "active duty" to be covered. That would mean full time......

That is my understanding anyhow. Best bet is to call the unit and ask them how they work it!

BTW, just wondering why is he getting out?
 
Only on deployment however, it may extend a couple of months beyond. I have used TriCare when DH was deployed but kept our own insurance as well. The prescription drug benefit is excellent.
 
You will get Tricare benefits upon retirement at 60 however. But OP are correct, insurance is only available upon deployment.
 
My DD's boyfriend is in the Marine Reserves and he uses Tricare Select for his insurance while he finishes school. He is not activated at this time(already has been to Iraq). If you read this article it appears family is eligible to use this. You do have to pay a monthly premium with this plan - not sure what the premium would be for a family.

You might call about this. http://www.tricare.mil/mybenefit/ProfileFilter.do?puri=/home/overview/Plans/ReserveSelect
 
I may need to bump this thread at times but would like some insight. Our DS will be seperating from the Air Force this coming March with 6 years 8 months under his belt. Ultimately, my husband and I would prefer he stay in for 20 years and ultimately retire with full pension and benefits. Our daughter in law has MS and has received free health care including the very expensive drugs involved in her treatment.

If our DS were to join the Air Force Reserves, would there be any health benifits for his wife?

Dh is a reservist. He left active duty after 7 years and has been a reservist for 10+ years. There are no medical benefits for reservists and their families(aside from his annual physical) unless they are activated. You will get the opportunity to buy Tricare, I believe, both medical and dental. He will get full retirement benefits at age 60. If he stays in longer than 20 years or goes active at any time, he will get more points toward retirement (= more retirement pay). At this point I think they are still promising healthcare for reserve retirees and their families. Not 100% sure on that.
I will say that AFRes has been a great second job for DH. He is an IMA (not assigned to a reserve unit, but an Indivually MObilized Augmentee--or something like that--meaning he works in an active duty office. He is not likely to deploy overseas but it it possible that he could get called to back-fill for those that are) The pay is pretty good for the time committment (2 weeks per year and average of 2 days per month--he usually has the freedom to choose those days). His FT job is great about allowing him the time to do to reserve job. Yeah, it's required by law that they do, but they don't have to make it so easy. I like the commissary benefit as it saves me quite a bit on groceries, too.
 
My dad was a Air Force Reservist for twenty years. He had been in Vietnam and the Army prior to that. There are some benefits with the Reserves. I will try and ask my dad when I see him in a couple of days.
 
Thank you all for you responses! DS said that if he needs to, he would seriously consider the AF Reserves. I truly hope he does.
 
Not sure about the health insurance benefits, but know that there are differences between the Reserves (federal) and the National Guard (state). You should talk to a recruiter, and get the responses in writing....keep them forever. My DH is in the ARNG, and he actually lost 1 1/2 years in which he was in the reserves (20+ years ago). He misplaced the paperwork, and the army apparently has no record of his service in the reserves....
 
Okay-most of the info here has been pretty close to correct ( im a FRG leader and have been an army family action delegate for several years)

There are no health benefits for the family members of drilling reservists -the service member is covered while on military duty.
Activation for periods over 30 days on any type of orders includes health coverage.
Activation on federal title 10 (mobilization orders) includes heath coverage for the duration of the deployment plus a period equal to 1/2 the length of the orders on Transitional assistance medical coverage.
Tri Care reserve select can be purchased by drilling reservists in a certain field of eligibility-at this time that does not allow you to recieve treatment and drugs at an MTF but they are working toward that-it does include tri care mail order pharmacy.
Retiring reservists do become eligible for Tri-Care at age 60-not when they retire-or when they can draw retired pay-currently 60 but there is a bill in the works to move that forward one year for each 90 days served in a combat zone. they also can be covered by tri care for life as a medicare supplement.
Drilling and retired reservists retain full base access except for medical care.

It does pay to keep in mind that being a reservist almost ensures activation and deployment to a combat zone in the current op tempo. AF has shorter more frequent deployments than the army.
 
How long has you DS been in the AF. My DH was also AF (he loved it) decided to get out, biggest mistake he ever made and he admits it - he then went to AF Reserves. We did not receive any benefits.

He is now Army Reserve, and we were paying for Tricare Select when he lost his job. He is now deployed so we are on Tricare.

Please make sure he thinks about this - my DH regrets getting out of the AF very much!
 
we have tricare for the whole family free when DH is on orders 30 days or longer, and the option to pay for tricare select when he is not activated. he is in the air national guard. i think some of the benefits might be dependent upon his particular job field and may differ from state to state if he goes nat'l guard. i'd recommend he speak with his 1st sgt. to see what options he has.
 
family price to purchase Tricare for Reservists (I don't remember the official name) just dropped to $180, or something close to that. I had been paying $253 for the same policy. It covers medical and pharmacy, no dental or vision. Be careful if he decides to use it, depending on where you live there a few or no participating providers. I've been both active and Air Guard since 1984, with a few breaks in service. I'll be retired within 2 yrs. If he's serious about it, have your son call recruiters at different bases. Benefits and bonuses can vary greatly, depending on what's needed on that particular base at the time. There's a big difference between Guard and Reserves, have him compare both groups. The Guard tends to add additional state- provided benefits for school, state park admissions, hunting/fishing licenses, etc. Also the Air Guard tends to be deployed less often and for less time, much less then the Army Guard.

Your ds can also look for a civilian job on base. I'm not sure what the active duty bases have, but Air Guard bases have personnel in 3 categories, usually. They can be AGR, which is the same pay and benefits as active duty, only assigned to the guard base. They can be federal technicians, which pays less, depending on the job, you pay for federal benefits, but the retirement system is better. Technicians wear the same military uniform as AGR, do the same job, but the pay is different and they're basically civilians in a uniform all week. They must be in the guard to keep their job. The 3rd category is state employee's, who are paid by the state, receive state benefits, have no requirement to be in the guard, and wear either a state issued, non-military uniform, or their own clothes. Each base has jobs in each category, what type of work you do decides which category you fall into. Usually civil engineering and some police and fire dept personnel are under state, everything else is divided into AGR and technician. Each state has a certain quota of AGR vrs technician, but it doesn't follow any pattern. Some states, or even some bases in the same state, have many more or alot less AGR slots then others, with no explanation of why they have more or less then another.
 
How long has you DS been in the AF. My DH was also AF (he loved it) decided to get out, biggest mistake he ever made and he admits it - he then went to AF Reserves. We did not receive any benefits.

He is now Army Reserve, and we were paying for Tricare Select when he lost his job. He is now deployed so we are on Tricare.

Please make sure he thinks about this - my DH regrets getting out of the AF very much!

When he gets out (:sad2:) he will have been in for 6 years 8 months. I just hate this and have been dreading it for a long time.
 


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