in CT- we used to use our insurance option till we needed them one day and waited over an hour,and the dispathcer on the phone told us NO garages respond to them. That was the day we got AAA,as we drive older cars,and use it from time to time- before AAA a local tow was over 100.00- the last time

it cost 14.00-
my fave thing is the free maps and tour books,and Most especially,the online interactive triptik maps- I use those heavily to plan trips! you input your destinations,and it maps it all out,showing time,distance,etc etc and y ou can rearrange as much as you like till it suits you,then request it all printed and bound a notebook for your trip- wonderful!
since our cars are aging,it's well worth the $$$ and I love the trip planning stuff- I couldn't find a discount......