Adding a Name

[ilovefh]

I'm getting married in a little less than a year and I would like to add my future DH to my DVC membership. I also will have to change my last name and change my address. My membership is still listed at my old address (my parents house). How do I go about this? How much does it cost to add someone to a deed? Is it worth it? I want him to be able to call and make ressies if necessary and to discuss our membership.

One a side note...he has now taken two trips and he now wants to add on! 255 points is not enough for him! Woohoo!!

 

[sgtdisney]

I think you have to go through some legal processing documents if you want to add your future spouse to the deed. Which can cost money for closing, etc. You can add a person as an 'associate' member on the DVC member website, as well as change address (I think.) The associate member will have the ability to bank and borrow points and make reservations and talk to member services. They just won't be on the deed, and they will not have their own 'member' card.

 

[CarolAnnC]

My husband and I added each other as Associates when we married in 2004. I did not want to spend the money to have the deed changed with that and a change in name.

 

[Leanne1977]

When you add an associate, are they then entitled to the annual pass discount if they have a different address to the actual member?

 

[JaxFLBear]

When you add an associate, are they then entitled to the annual pass discount if they have a different address to the actual member?

Nope. Would have to be in the same household to get an AP.

 

[CarolAnnC]

When you add an associate, are they then entitled to the annual pass discount if they have a different address to the actual member?

No they are not entitled to member benefits and perks as they will not have a Blue DVC Membership ID card. Only the owners on the deed have those benefits.

 

[Leanne1977]

No they are not entitled to member benefits and perks as they will not have a Blue DVC Membership ID card. Only the owners on the deed have those benefits.

I see. The problem I have is that my partner(been together for 15 years but still not married!! ) is the only one named on the membership and we should be closing in a few days. At the moment for work reasons he is registered at a different address to myself and the children.

We didnt think anything of it until I read recently that the household address would need to be the same. We just presumed we are a family and so it wouldn't matter.

 

[sajetto]

My husband and I added each other as Associates when we married in 2004. I did not want to spend the money to have the deed changed with that and a change in name.

Carol, when you did this was your situation like the following?:

owner's name: Sally Sue Smith

associates name: Sally Sue Jones
Johnny Joe Jones

What does doing this help with? I'm curious since I'm considering this myself. However my problem is that our contract has my maiden name first then my huband's name. He wouldn't need to be added as an associate since he's already on there, but my married name is no where to be found on any part of our membership and I found out that going throught he paperwork was going to be a major hassle.

 

[lildeb724]

If you bought your membership with your own money, Don't put him on the deed - have him be an associate member. If things do not work out between you both for some reason (and unfortunately more than 50% of marriages end in divorce)- in most states just by putting his name on the deed he is entiled to half of the membership - that means you would have to buy him out or depending on your financial standing at the time you might have to sell your points if you can't buy him out. If he wants to do an add on - maybe have him buy his own membership and list you as an associate member and if needed you can transfer points between your contracts. And maybe 10 years and 1,2, or 3 kids down the line, you can change your deeds then.

 

[CarolAnnC]

I see. The problem I have is that my partner(been together for 15 years but still not married!! ) is the only one named on the membership and we should be closing in a few days. At the moment for work reasons he is registered at a different address to myself and the children.

We didnt think anything of it until I read recently that the household address would need to be the same. We just presumed we are a family and so it wouldn't matter.

They are strict with the legal residence being the same as the DVC Member. I know my college age daughters were scrutininzed closely with their drivers licenses as their names are now different from mine.

Why isn't your name going to be on the deed if you are closing in a few days? The world we live in relies on legal paperwork I am afraid, and if you are not married and are not on the deed together, well that can be a huge problem, not just missing out on the DVC discounts..good luck!

 

[CarolAnnC]

Carol, when you did this was your situation like the following?:

owner's name: Sally Sue Smith

associates name: Sally Sue Jones
Johnny Joe Jones

What does doing this help with? I'm curious since I'm considering this myself. However my problem is that our contract has my maiden name first then my huband's name. He wouldn't need to be added as an associate since he's already on there, but my married name is no where to be found on any part of our membership and I found out that going throught he paperwork was going to be a major hassle.

My original deeds (I have 4 of them) are all in my previous married name. When I was added to my new husband's account as an Associate, it is in my new married name. No problems there at all...

 

[Leanne1977]

They are strict with the legal residence being the same as the DVC Member. I know my college age daughters were scrutininzed closely with their drivers licenses as their names are now different from mine.

Why isn't your name going to be on the deed if you are closing in a few days? The world we live in relies on legal paperwork I am afraid, and if you are not married and are not on the deed together, well that can be a huge problem, not just missing out on the DVC discounts..good luck!

I have absolutely no problem with my partners name being the only name on the deed, we have been together since we were 16 and have 2 boys together, we are rock solid. I think maybe I just thought we wouldn't be allowed on the deed together because we weren't married?

Its really not a major problem, if we have to pay full AP price then so be it I suppose. Would this be the same for the children also as I have been told that ID for the children is not necessary. They have my fiances name if that makes a difference.

 

[CarolAnnC]

I have absolutely no problem with my partners name being the only name on the deed, we have been together since we were 16 and have 2 boys together, we are rock solid. I think maybe I just thought we wouldn't be allowed on the deed together because we weren't married?

Its really not a major problem, if we have to pay full AP price then so be it I suppose. Would this be the same for the children also as I have been told that ID for the children is not necessary. They have my fiances name if that makes a difference.

I am not sure about the children. I know over age 18 they must provide proof, but not sure about younger ones.

Sorry, I was not insinuating anything about divorce or splitting up, but I was referring to loss from death. My husband passed away very unexpectedly leaving me with my two girls, and it would not have been as easy had I not been on the deed. In a case with it being left to someone other than a spouse, the DVC would have to go to probate court and assets dispersed according to the will (if there is one) and inheritance taxes then paid at the very least, along with legal costs. Just something to consider when you have a long term relationship with children, IMHO. Any individuals can purchase DVC together, not just married spouses.

 

[Leanne1977]

I am not sure about the children. I know over age 18 they must provide proof, but not sure about younger ones.

Sorry, I was not insinuating anything about divorce or splitting up, but I was referring to loss from death. My husband passed away very unexpectedly leaving me with my two girls, and it would not have been as easy had I not been on the deed. In a case with it being left to someone other than a spouse, the DVC would have to go to probate court and assets dispersed according to the will (if there is one) and inheritance taxes then paid at the very least, along with legal costs. Just something to consider when you have a long term relationship with children, IMHO. Any individuals can purchase DVC together, not just married spouses.

Oh I am very sorry to hear that. I must sound very naive in that I didn't even consider that! I suppose when you are only in your 30s you don't really consider these things. But that is a very good point.

I take it we are now too late to put me on it.

 

[CarolAnnC]

Oh I am very sorry to hear that. I must sound very naive in that I didn't even consider that! I suppose when you are only in your 30s you don't really consider these things. But that is a very good point.

I take it we are now too late to put me on it.

Well if you have not closed there is a very good chance you can be added. Contact Member Accounting and/or your Guide as soon as you can. I agree with not considering these things when younger. I was 46 when my DH passed and it was a shock to say the least. Good luck to you, and let us know how you make out with DVC.

 

[sgtdisney]

On a side note, since we are on the topic, how hard is it to actually add someone to the deed? For example if someone owns the DVC and is advancing in age and wants to add their child to the deed how difficult is it. I am just curious, my kids are still young and not old enough to legally own real estate, but I was wonder if anyone had researched this. What is actually involved in doing this, does anyone know?

 

[Leanne1977]

Well if you have not closed there is a very good chance you can be added. Contact Member Accounting and/or your Guide as soon as you can. I agree with not considering these things when younger. I was 46 when my DH passed and it was a shock to say the least. Good luck to you, and let us know how you make out with DVC.

Oh that would save so much hassle of adding me later. But we are purchasing through resale. Would this make a difference?

Sorry for all the questions and apologises to the OP for straying off topic.

 

[CarolAnnC]

On a side note, since we are on the topic, how hard is it to actually add someone to the deed? For example if someone owns the DVC and is advancing in age and wants to add their child to the deed how difficult is it. I am just curious, my kids are still young and not old enough to legally own real estate, but I was wonder if anyone had researched this. What is actually involved in doing this, does anyone know?

On This Thread post #3 by Dean contains information that should help you out.

 

[CarolAnnC]

Oh that would save so much hassle of adding me later. But we are purchasing through resale. Would this make a difference?

Sorry for all the questions and apologises to the OP for straying off topic.

Well, if it is too late, you can refer to the thread I linked to in my post right before this one. Dean provides some great information on adding someone to a Deed. Hope this helps!

 

[Leanne1977]

Thanks Carol. You have been most helpful.