You should look at the purchasing power of the price you paid in today’s dollar. I’m not sure the year you bought. Purchasing power is different than inflation and in this case more appropriate.
However, less definitive since (unlike CPI) purchasing power estimates don't come from official sources and therefore more readily criticized as subjective.
They are all quite subjective. However CPI is based on a basket of basic needs commodity. The purchasing power methods are similar but don’t use only basic need commodities. As this isn’t a basic need CPI isn’t justified in this case. Different needs inflate at different costs. It should be is DVC increasing at rates greater than comparable goods and services. By comparable I mean luxury goods not food, gas, etc used in CPI. Another way is also to base it off of wage adjustments by looking at average wage growth as reported by Social Security. That wouldn’t be subjective anymore. You could look at DVCs cost as a percentage of average wage at the time. That might even be more appropriate measure in cost changes.
I agree - that would be a better way of analyzing the difference. Wage growth is an objective measure and inflation-adjusted wage growth accounts for any incremental amount of inflation of luxury services associated with wage growth beyond the broader rate of inflation.
Those are probably RCI Last Call and you won't get anything probably even worth the $295. If you can get anything that fits where you want to go and when you want to go. https://www.rci.com/pre-rci-en_US/help/vacation-options/what-is-a-last-call-vacation.page
Sorry to hijack the conversation. But my husband and I 99.9% have decided to purchase 100 points direct from Disney. $167/point and we get 100 from 2018, 100 from 2019 at closing and then 100 in 2020. Use year has to be before June.
The guide intrigued us with the last minute vacations you can get at 45 days out that don’t require points but just $295. Has anyone done one of these?
We visit Disney every year sometimes twice. We do a couples only trip most of the time but our children and grandchildren came in is in December. We rented points the. For a 2br and studio. We have rented many times in the past.
We will try to find a resale purchase In the same resort and use year of at least 150 points so that we can still vacation the same. But that will probably be next year since
We feel that cash is the way to go and we don’t want to get into our savings more than 10%. We normally only budget 5% for vacations per year if it is just us going then less - last year with 13 people it was closer to 7%.
Anyway, more questions ... how can we add our four children to the contract? The guide said they will fed ex the papers since we are back home. We are not interested in exchanging points for cruises since I have read that is a poor use of the contract. We are already annual passholders and we have the tables in wonderland. I told the guide that we only wanted a small contract to be one of the “cool kids” and we would most likely buy more via the resale market. Because he said that we needed x points when we took the family. I plan on booking AP discounted room for DH and I and using points for bigger trips or vice versa after I run the numbers for each trip. I can vacation anytime but for grandchildren then they have to be on a break from school.
Thanks for your help
I don't think I would be too happy with five in a studio. It can be done and is legal, but it sure makes a tight living space. The Polynesian studio has one queen bed, one queen sleeper and one bunk sized murphy bed (so narrower and shorter than a twin). We only have three in our family and now with our son out on his own, it's usually only the two of us. But we still get a one bedroom when we book except for OKW studios because we can each get our own bed and neither of us have to sleep on a sleeper sofa.
Sorry to hijack the conversation. But my husband and I 99.9% have decided to purchase 100 points direct from Disney. $167/point and we get 100 from 2018, 100 from 2019 at closing and then 100 in 2020. Use year has to be before June.
The guide intrigued us with the last minute vacations you can get at 45 days out that don’t require points but just $295. Has anyone done one of these?
We visit Disney every year sometimes twice. We do a couples only trip most of the time but our children and grandchildren came in is in December. We rented points the. For a 2br and studio. We have rented many times in the past.
We will try to find a resale purchase In the same resort and use year of at least 150 points so that we can still vacation the same. But that will probably be next year since
We feel that cash is the way to go and we don’t want to get into our savings more than 10%. We normally only budget 5% for vacations per year if it is just us going then less - last year with 13 people it was closer to 7%.
Anyway, more questions ... how can we add our four children to the contract? The guide said they will fed ex the papers since we are back home. We are not interested in exchanging points for cruises since I have read that is a poor use of the contract. We are already annual passholders and we have the tables in wonderland. I told the guide that we only wanted a small contract to be one of the “cool kids” and we would most likely buy more via the resale market. Because he said that we needed x points when we took the family. I plan on booking AP discounted room for DH and I and using points for bigger trips or vice versa after I run the numbers for each trip. I can vacation anytime but for grandchildren then they have to be on a break from school.
Thanks for your help
