Ability to borrow 100% of your points

[Halle]

Does anyone else think that DVC should let us go back to having the ability to borrow100% of your points from the next use year?

 

[Minniesgal]

Frankly I think that is a long time away when you see how booked up DVC is getting. My guess at least 2 years before we get through the glut of points so no I disagree I think it needs t9 stay a while

 

[jdkdorn]

I find it humorous that they will not let us use all of borrowed points, but they are more than happy to sell us OTU points, it still puts the same amount of points in the system. If they capped the over 50% at the same amount as OTU, 24, what would be the difference? Give you the option, either purchase OTU or move 24 points. It is all about the money grab, I have 296 points I could still borrow, if no 50% rule, but I had to sit on hold for 1.25 hours today to purchased 4 points. By the time we were done, the reservation was gone...I am hoping it returns. Four points were purchased, if I had borrowed the 4 points it would gave been the same. I understand that they do not want a flood, but less than 45-60 days out would be reasonable.Remember Disney Company also gets a lot of rooms at the 30 day mark to sell for cash, if not reserved, you can believe it that they are doing it for that reason too.

 

[Sandisw]

I find it humorous that they will not let us use all of borrowed points, but they are more than happy to sell us OTU points, it still puts the same amount of points in the system. If they capped the over 50% at the same amount as OTU, 24, what would be the difference? Give you the option, either purchase OTU or move 24 points. It is all about the money grab, I have 296 points I could still borrow, if no 50% rule, but I had to sit on hold for 1.25 hours today to purchased 4 points. By the time we were done, the reservation was gone...I am hoping it returns. Four points were purchased, if I had borrowed the 4 points it would gave been the same. I understand that they do not want a flood, but less than 45-60 days out would be reasonable.Remember Disney Company also gets a lot of rooms at the 30 day mark to sell for cash, if not reserved, you can believe it that they are doing it for that reason too.

The OTU points are ones owned by DVC/DVD that can be used by them to book rooms and sell them for cash.

So, in essence, its one owner giving another owner some of their points to use. Yes, same amount of points but not the same amount of future points because OTU points are not borrowed points.

Now, I do think it would be great if they allowed brand nee trips within 60 days to be booked with more than 50% as long as they could find a way to prevent an owner from booking it and then modifying it for later.

To be honest, that is why I don’t think it has been allowed. It would be a complete change to the rules…no modifications..and the reprogramming of the website would be a lot.

To answer OP question, I don’t think we should be allowed to borrow 100% if the system is still full of points because it is their job to make sure we stay balanced as best we can.

 

[CvilleDiane]

Aren’t they still allowing international owners to extend points to 2022 while the borders are closed? While they still have that movement happening, I’ll expect us to continue to be limited.

 

[davper]

Aren’t they still allowing international owners to extend points to 2022 while the borders are closed? While they still have that movement happening, I’ll expect us to continue to be limited.

If this is still happening, then it will be 2 years after this ends before they remove the restriction. At the earliest.

 

[Brett Wyman]

If this is still happening, then it will be 2 years after this ends before they remove the restriction. At the earliest.

Yeah I don't see it coming back any time soon.

 

[Sandisw]

Aren’t they still allowing international owners to extend points to 2022 while the borders are closed? While they still have that movement happening, I’ll expect us to continue to be limited.

Yes, they are doing the same thing for those owners as they did last year. It’s not automatic though and owners have to submit a request.

Then, when the owners points expire, they can call a week later to have access to other points to use until May 2022.

Given that, I too don’t expect borrowing restrictions to be lifted until after that.