I started over in July, something came up and I had to use it.
So, now I am doing 2, just to compensate for using the first one. I am almost halfway there.
Good for you. the bright side is that you had money when you really needed it. I always feel sick when I have to empty my change jar to pay a bill.
This is my first year trying the challenge. Those big numbers at the end scared me off. I may try to jump ahead and do a few of them ahead to get them out of the way.

)!!!!!! the money is due the end of January for it, sooooo gonna pay it off with the money from the challenge. 
I'm still pulling random strips and I like keeping it spontaneous!