When we first bought DVC (mid 00s) our contracts came with an excessive amount of developer points. We stayed 3 weeks that June and still managed to get in a week that fall, gift a rental to a friend that winter, traveled again in early March, and rented out remaining points that spring. So our points saw a lot of value.
Our family regularly does 2-4 trips a year of 4-7nights. If you have the points, use them.