We are in a similar boat. I own SSR and love the proximity to Disney Springs, it’s easy to book at most times of the year without booking at 11/7 months, and the room renovations are great. But I would like to own a small number (75ish) of points at either a monorail resort or Riviera, that don’t have resale restrictions. I don’t need a blue card (likely won’t take advantage of the benefits). I usually don’t plan trips 11 months out but I suppose I could always book something then try to modify later if needed. If I had my choice I would prob pick CCV or BLT as a home resort over GF, due to lower
point charts and more 1bedrooms available, but not willing to pay the cost of direct points for those right now (and wouldn’t have bought enough to take advantage of the recent BLT incentives). So I keep going back and forth between buying GF2 or just waiting to see what happens.