It depends. While Dean mentioned 2-3 days twice a year may not be worthwhile, I respectfully disagree. 2-3 days twice a year is equivalent to a 1 week vacation (approx). If you up it to 2-3 days 3x a year, now you're closer to hitting a worthwhile situation with
DVC. Buying 2 different contracts with small points WILL give you flexibility in booking two different resorts at 12 months out. However, note that you can ONLY book your home resort at 12 months for those available points. For example, if you have AKV 50 points and BLT 50 points, and you want to book 12 months at AKV, you can only book up to 50 points. You can't use the BLT points until the 7 month mark. Since you're only staying 2-3 days, that shouldn't be an issue.
Have you looked at the
point charts to determine if 2 50 point contracts will be sufficient for your stays at the resorts you want? Do you have two resorts that are your favorites? Why are you considering 2 different contracts? (Not being judgmental, just trying to help you think). If it's a financial issue, that's one thing, but if it's preference, that's another. One thing I learned from my purchasing experience so far is not to compromise finances and rush to buy "anything" or "the cheapest" just to get in the door. Doing so is likely to lead to buyer's remorse down the line.