125% credit question

mommy2allyandaveri

DIS Veteran
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Sep 19, 2006
Messages
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Sorry if this has been answered!

Our July 2020 cruise was canceled. We rescheduled with the 125% for Alaska. There is a small remaining balance.

It's looking like alaska will be canceled. If that one is not PIF, will we lose the 125%?

Also, are OBB credits still dropping off after 24 months? We keep trying to cruise within the 24 months but they are just canceled lol
 
As far as I understand it if you have already gotten FCC you can’t get additional FCC on a cruise booked with the credit. I think you’ll be refunded what you paid (including the FCC).
 
Also, are OBB credits still dropping off after 24 months? We keep trying to cruise within the 24 months but they are just canceled lol
I am interested in this as well, since our cruise is toward the end of the 24 month period and can't rebook within that window.
 
Sorry if this has been answered!

Our July 2020 cruise was canceled. We rescheduled with the 125% for Alaska. There is a small remaining balance.

It's looking like alaska will be canceled. If that one is not PIF, will we lose the 125%?

Also, are OBB credits still dropping off after 24 months? We keep trying to cruise within the 24 months but they are just canceled lol
If you have a FCC due to DCL cancelling your past cruise, and then the subsequent cruise is cancelled, you can apply that FCC to another cruise, but the amount will remain the 125% of the ORIGINAL cruise price. You don't get an additional 25% for the second cancelled cruise.

Currently, OBB perks must be applied to a cruise prior to May 2022 or they are forfeited. That may, or may not, change.
 

Just had my third cancelation (April 2020, June 2020, April 2021) and my third reset back to the original 125% FCC generated by the April 2020 cancelation. I think I have the FCC amount memorized at this point.

And I've been grateful to my travel agent that my OBB discount continues to work with now the fourth reservation for February 2022.
 
My OBB discount was set to expire in March, 2021. I was allowed to use it on a May, 2021 sailing. Just moved it to a September, 2021 sailing. I think you will be fine moving yours.
 
Take your money out of cruising. It’s been made extremely clear US and Canadian governments have zero interest in restarting this industry anytime soon. Just get your money out and set it aside until things change. Relieve yourself of the misery of constantly wondering what is going to happen next and what the rules will be 3,4,6 months down the road. It is NOT worth the extra 25% credit—especially if a cruise line falters.

And do not fall for the “Disney is a conglomerate with lots of money” argument. They are struggling too. Look at the layoffs and the fact that Disneyland is STILL not open; movie theaters aren’t really open most places either. Look at the cutbacks they are making. If it weren’t for Disney+, they’d be hurting even more. Do not look at the bonuses being paid to top brass and think it’s an indicator of a successful business.

Besides, DCL is a separate business with a separate budget so money from the other arms of Disney won’t necessarily be pouring into DCL to keep it going.

I realize that by posting this, I am going to get a lot of pushback, but honestly, with all the inconsistencies and uncertainties in the world right now, it does not seem logical to keep money tied up in a trip or trips that may never happen. If you really want to travel, take your cruise money, get in a car, and go somewhere. And if you need a Disney fix, head to WDW.
 
Take your money out of cruising. It’s been made extremely clear US and Canadian governments have zero interest in restarting this industry anytime soon. Just get your money out and set it aside until things change. Relieve yourself of the misery of constantly wondering what is going to happen next and what the rules will be 3,4,6 months down the road. It is NOT worth the extra 25% credit—especially if a cruise line falters.

And do not fall for the “Disney is a conglomerate with lots of money” argument. They are struggling too. Look at the layoffs and the fact that Disneyland is STILL not open; movie theaters aren’t really open most places either. Look at the cutbacks they are making. If it weren’t for Disney+, they’d be hurting even more. Do not look at the bonuses being paid to top brass and think it’s an indicator of a successful business.

Besides, DCL is a separate business with a separate budget so money from the other arms of Disney won’t necessarily be pouring into DCL to keep it going.

I realize that by posting this, I am going to get a lot of pushback, but honestly, with all the inconsistencies and uncertainties in the world right now, it does not seem logical to keep money tied up in a trip or trips that may never happen. If you really want to travel, take your cruise money, get in a car, and go somewhere. And if you need a Disney fix, head to WDW.


No pushback here! Severely logical and reasonable post!!! :worship:
 
You shouldn't lose your FCC 125%. Our July 2020 cruise was cancelled and PIF. I rebooked for a July 2021 9 night. It was cancelled and not PIF. I still had the FCC 125% to use for a different July 2021 cruise.
 
Just had my third cancelation (April 2020, June 2020, April 2021) and my third reset back to the original 125% FCC generated by the April 2020 cancelation. I think I have the FCC amount memorized at this point.

And I've been grateful to my travel agent that my OBB discount continues to work with now the fourth reservation for February 2022.
Say when you moved those from your first FCC. Did you add any additional money? I went from a four day cruise to a seven day cruise but suspect the seven day will now be canceled. I just I want to know if I will get 125 for the additional money I put into the second sailing.
 
It is NOT worth the extra 25% credit—especially if a cruise line falters.
I’m not the kind of person that can put money into the stock market. I do have a bank though and I do have a savings account. And neither the bank or the savings account gives me the kind of return 125%. So for me it absolutely is worth it.
And I also believe Disney would do the right thing and not leave its customers high and dry. That’s not how the Disney PR department works.
Yes, I do believe that Disney Cruise Line will remain in business, but let’s for the sake of argument, say that they do fold DCL. I may not get 125% back, but I bet 100% of my original money (worst case scenario) could be used on a Disney resort vacation.
Nobody would book a Disney resort vacation thinking that Disney World is going to fold next and take their money.
This comment is not meant to flame you, only give my perspective on the chances of losing 125% or my original investment. I understand your mindset though, but feel we are going to be okay.

PS. I did story tale a little... A few months back when Disney stock was $135 a share, I bought 20 shares. It was my first stock purchase ever in 58 years. I’m so excited to be a shareholder now.
 
I’m not the kind of person that can put money into the stock market. I do have a bank though and I do have a savings account. And neither the bank or the savings account gives me the kind of return 125%. So for me it absolutely is worth it.
And I also believe Disney would do the right thing and not leave its customers high and dry. That’s not how the Disney PR department works.
Yes, I do believe that Disney Cruise Line will remain in business, but let’s for the sake of argument, say that they do fold DCL. I may not get 125% back, but I bet 100% of my original money (worst case scenario) could be used on a Disney resort vacation.
Nobody would book a Disney resort vacation thinking that Disney World is going to fold next and take their money.
This comment is not meant to flame you, only give my perspective on the chances of losing 125% or my original investment. I understand your mindset though, but feel we are going to be okay.

PS. I did story tale a little... A few months back when Disney stock was $135 a share, I bought 20 shares. It was my first stock purchase ever in 58 years. I’m so excited to be a shareholder now.

For me, it’s the old adage, “A bird in the hand is worth two in the bush.”

If you have $100 in your pocket, it’s worth more than $125 that you cannot touch or spend and you really have no idea when it will be available to spend...at least to me.

I would have agreed 6 months ago that the extra 25% credit was an inducement, but it is not any longer with no end in sight to this travel ban. Canada already banned cruises for another year, and I cannot help but wonder if the US will follow suit. NCL appeared to be a front runner in readying for operations, and they are sending crew back home. As Magic 8 Ball would say, “Outlook not so good.”
 
If you have $100 in your pocket, it’s worth more than $125 that you cannot touch or spend and you really have no idea when it will be available to spend...at least to me.

I would have agreed 6 months ago that the extra 25% credit was an inducement, but it is not any longer with no end in sight to this travel ban.
But $5000-$7000 in my checking or savings account only makes ?% a year. So even if it’s two years it’s a bonus for me, plus what kinda top dollar would a person pay trying to get a Disney cruise with 2 months notice?
I feel safer letting Disney hold my money then family but that’s just me.
 
My husband and I were just discussing the potential for a 125% FCC for our planned August 2021 European cruise. I received the FCC for my fare on a Girl's Cruise cruise cancelled in May 2020 which I booked for me and a friend. I used that FCC and the additional refund of the second fare to pay off an October 2020 cruise for me, my husband and daughter. I then moved that cruise fare as a deposit for an August 2021 Northern European cruise. We do not think that cruising in Europe will happen, at least not for folks from the United States, and were weighing the pros and cons of getting a refund or FCC for this cruise, assuming it cancels. The main con is that we have to pay it off which is a significant investment, and from this thread it sounds like since I received an FCC on a fare that ultimately was used to fund part of the Europe cruise, that I am not entitled to another one. However, it seems that my daughter and husband should be entitled to one since they were not on that original cancelled May cruise, and we moved the October itinerary before cancellation. Has anyone dealt with a similar situation having FCCs from different cancelled cruises for different cabinmates? I will reach out to my travel agent to see if she has any experience with this slightly convoluted tale. I am sure that there are worse out there :)
 
No extra. You keep the original FCC amount.
Just to make sure that my understanding is crystal clear:
My first cancel cruise was $3000 and I used that and the $750 future cruise credit towards a second cruise.

The second cruise required an additional $5000 from me for a new total of $8750.
So on the second cruise cancellation I’ll get to still use the $750 future cruise credit but must still use it with the $8000, $5000 I used for PIF. Man I did this wrong! Well that’s more like 109% FCC when I finally set my next date. This kinda bums me out.
 
Just to make sure that my understanding is crystal clear:
My first cancel cruise was $3000 and I used that and the $750 future cruise credit towards a second cruise.

The second cruise required an additional $5000 from me for a new total of $8750.
So on the second cruise cancellation I’ll get to still use the $750 future cruise credit but must still use it with the $8000, $5000 I used for PIF. Man I did this wrong! Well that’s more like 109% FCC when I finally set my next date. This kinda bums me out.
You still get the 125% ON THE FIRST CRUISE. Any additional you paid does not get additional FCC.

The theory being, when you booked the first cruise there was no pandemic and, due to it being cancelled by the cruise line, they want to keep your business so they give you an incentive to stay with the company. The second (and subsequent) cruise(s) you're aware that such a cancellation may occur and they don't feel they need to give you any more incentive.
 

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