But 10% with Visa requires $50 purchase. I don’t need that for
DVC. I get 20% with no minimum purchase. A few places I get more than 10% on dining and a few places DVC is even better than AP or Disney Visa. Plus, there have been times when they offered 30%. And, that can add up over time.
Of course, direct isn’t the only place to get a discount. And buying for perks should never be the deciding factor.…however, unrestricted points has nothing to do with perks.
That is in the POS that they can be used at RIV and all future DVC resorts.
Resale locks you out of it all…direct gives you the ability to qualify for whatever perks do exist.
For us, direct is worth the extra money. For others it is not. But, direct does give you something resale does not and that is a fact.
No one is lying about anything. They just have decided, like we did, that the benefits we do get for direct were worth it in the long term. No need to bash someone for what is an individual choice and both are good deals depending on your personal circumstances.