- Joined
- Nov 15, 2008
- Messages
- 45,039
no 10% , and you don't get 20% off either other than certain bad restaurants that have to beg you to eat there. It is funny how people will lie to justify paying 40% more for their blue card.
They actually list the discounts you get - and really other than the Swan and Dolphin its 10% on dining
https://disneyvacationclub.disney.go.com/discounts-perks-offers
But 10% with Visa requires $50 purchase. I don’t need that for DVC. I get 20% with no minimum purchase. A few places I get more than 10% on dining and a few places DVC is even better than AP or Disney Visa. Plus, there have been times when they offered 30%. And, that can add up over time.
Of course, direct isn’t the only place to get a discount. And buying for perks should never be the deciding factor.…however, unrestricted points has nothing to do with perks.
That is in the POS that they can be used at RIV and all future DVC resorts.
Resale locks you out of it all…direct gives you the ability to qualify for whatever perks do exist.
For us, direct is worth the extra money. For others it is not. But, direct does give you something resale does not and that is a fact.
No one is lying about anything. They just have decided, like we did, that the benefits we do get for direct were worth it in the long term. No need to bash someone for what is an individual choice and both are good deals depending on your personal circumstances.