100% resale??

no 10% , and you don't get 20% off either other than certain bad restaurants that have to beg you to eat there. It is funny how people will lie to justify paying 40% more for their blue card.

They actually list the discounts you get - and really other than the Swan and Dolphin its 10% on dining

https://disneyvacationclub.disney.go.com/discounts-perks-offers

But 10% with Visa requires $50 purchase. I don’t need that for DVC. I get 20% with no minimum purchase. A few places I get more than 10% on dining and a few places DVC is even better than AP or Disney Visa. Plus, there have been times when they offered 30%. And, that can add up over time.

Of course, direct isn’t the only place to get a discount. And buying for perks should never be the deciding factor.…however, unrestricted points has nothing to do with perks.

That is in the POS that they can be used at RIV and all future DVC resorts.

Resale locks you out of it all…direct gives you the ability to qualify for whatever perks do exist.

For us, direct is worth the extra money. For others it is not. But, direct does give you something resale does not and that is a fact.

No one is lying about anything. They just have decided, like we did, that the benefits we do get for direct were worth it in the long term. No need to bash someone for what is an individual choice and both are good deals depending on your personal circumstances.
 
But 10% with Visa requires $50 purchase. I don’t need that for DVC. I get 20% with no minimum purchase. A few places I get more than 10% on dining and a few places DVC is even better than AP or Disney Visa. Plus, there have been times when they offered 30%. And, that can add up over time.

Of course, direct isn’t the only place to get a discount. And buying for perks should never be the deciding factor.…however, unrestricted points has nothing to do with perks.

That is in the POS that they can be used at RIV and all future DVC resorts.

Resale locks you out of it all…direct gives you the ability to qualify for whatever perks do exist.

For us, direct is worth the extra money. For others it is not. But, direct does give you something resale does not and that is a fact.

No one is lying about anything. They just have decided, like we did, that the benefits we do get for direct were worth it in the long term. No need to bash someone for what is an individual choice and both are good deals depending on your personal circumstances.
Show me on a spreadsheet how your 20% vs my 10% on Disney stores will makes up for thousands of dollars in savings.

And I not "locked out" of the Ramada ( oh I mean Rivera) Resort - I can by the points dirt cheap resale if I want to stay.
 
Show me on a spreadsheet how your 20% vs my 10% on Disney stores will makes up for thousands of dollars in savings.

And I not "locked out" of the Ramada ( oh I mean Rivera) Resort - I can by the points dirt cheap resale if I want to stay.

Now you are just being rude. My point was that the Disney Visa does not give you the same discount as DVC and that resale points don’t give you what direct points do.
 

Here's a fun challenge for all you know it alls!

Guess which one is from a nearby Ramada, and which one is from the Riviera! I bet you can't even tell the difference!

#1:

View attachment 684455



#2:

View attachment 684456
Obviously the bottom picture is far superior. Note the ergonomic grouping of the 24" TV and the microwave: perfect for that special movie and popcorn night with the significant other.
 
Hi, Can I hear from any long term resale only members? I’m assuming a lot of people have both direct and resale. We have resale and are thinking about adding on. Direct is a little tempting due to the ease and no restrictions but it is $$$.

I just want to hear from any long term resale owner so only and there thoughts.

Thanks
I am resale only and if I were going to add more DVC points the only way I would be able to justify the purchase was if I bought resale. Restrictions don't scare me and the savings from direct perks that can be withdrawn at any time can in now way equal the purchase savings. Now if you have a big family and go to WDW multiple times a year so you want Annual Passes maybe you could save enough (if they ever start selling discount APs to DVC again). Disney works hard to make you feel like your missing out on something great. I just want a deal on a room.
 
We are only resale. We have the Visa card so we get discounts on that. We are interested in poly2 but only because of the resort, not the perks.
 
When we were in Aulani we got extra sparkling pool wristbands - every day.

I asked why mine sparkled and the poor kid's next to me didn't??!?....

Blue card baby! Bam!
I've also heard fables of "free" popcorn there too... Sparkly wrist bands and popcorn, that is tempting and they do drive a hard bargain!
 
I’m not a long term resales owners but not sure why your questions would pertain to them strictly anyway because if long term they would most likely be grandfathered in to the blue card right? But I was recommended resale when I first bought in and then almost immediately I bought what was the min at that time (125pts) to lock in my blue card status. I plan to be a DVC member for long term use and so I don’t want to be locked out of future resorts. I don’t love Riviera but I can totally see myself using the Tower rooms for solo trips. I usually use the Epcot lounge once a trip cuz it’s just a nice a/c place to rest and cool down. I’ll be using TotW too. If there’s Moonlight Magic on the West Coast I will try to go to them all. I barely use my DVC for discounts because I have APs for both DLR and WDW but did run into a few situations where there’s only discounts for DVC or DVC was higher. The one on top of my head is Space 220 where DVC is 15%. I also got that DVC Gold AP pass when they offered it which was awesome. The rest of my points are resale, so for me personally that extra $8k I spent to lock in status was worth it for me. I knew qualifying points may keep going up and prices will probably too and I didn’t want to deal with all that later. I thought someone asked a good question. When the CMs are all trained properly (or if they change things to be like how it is at Dland where they scan your AP pass to apply discount) and you are denied the benefits, would you care? If not then you don’t really need the blue card. I definitely still don’t have any regrets.
 
I have two contracts, both resale. We only go for a week once a year, so AP’s don’t matter to us, we don’t buy much merch., so dining discounts would be it for us. We dont care for the skyliner, so don’t care for Riviera. If they ever build a resort we are interested in, we may change the mix of our contracts, but for now resale works for us.
 
When it comes to Riviera and new resorts, it's worth pointing out that you have options besides direct. You can buy a small resale contract for these resorts or you can rent points from this board for very reasonable prices or if that idea scares you off there are commercial sites that will guarantee your rental reservation. And you can offset costs by renting your own points out. This has the added benefit of 11 month booking too. My BLT resale points are good for BCV but they're basically useless at 7 months for the time of year I plan on traveling. So I rent BCV points for 11 month booking instead. People mention BCV will likely be restricted after the 2042 expiration but for practical purposes it already is for me so I rent until I decide to get a resale contract for that specific resort. I think you really need to spend a lot of time at Disney every year for the benefits of direct to make a dent in the savings you'll get by going resale.
 
Hi, Can I hear from any long term resale only members? I’m assuming a lot of people have both direct and resale. We have resale and are thinking about adding on. Direct is a little tempting due to the ease and no restrictions but it is $$$. We just got back from our 1st DVC trip and everytime I showed my white card I got the DVC discount on purchases, but we didn’t do any dining so not sure if it would have worked with dining.
At one point someone asked if I was eligible for discounts and I said I’m DVC but resale owner and she had no idea what I was talking about and gave me the discount after I showed the card.

I just want to hear from any long term resale owner so only and there thoughts.

Thanks
Keep in mind the 150 point minimum for the blue card. If you're adding on less than that you're paying extra for convenience and that's it.
You don't qualify and you are forcing CMs to 1) know the rules and 2) want to confront you about not qualifying.

Is what it is but calling it how I see it.

Directs value is in the APs and staying at future resorts. Everything else is fluff in the grand scheme. Possibly moonlight magic if you have ultimate flexibility as well to do those.
I mean, it's their job to know the rules so I don't see that as an issue. You could just as easily blame Disney for making a multi tiered system with different benefits.
 
When it comes to Riviera and new resorts, it's worth pointing out that you have options besides direct. You can buy a small resale contract for these resorts or you can rent points from this board for very reasonable prices or if that idea scares you off there are commercial sites that will guarantee your rental reservation. And you can offset costs by renting your own points out. This has the added benefit of 11 month booking too. My BLT resale points are good for BCV but they're basically useless at 7 months for the time of year I plan on traveling. So I rent BCV points for 11 month booking instead. People mention BCV will likely be restricted after the 2042 expiration but for practical purposes it already is for me so I rent until I decide to get a resale contract for that specific resort. I think you really need to spend a lot of time at Disney every year for the benefits of direct to make a dent in the savings you'll get by going resale.

While those are possible, it’s just not the same thing. Renting means you give up control of that reservation. You can not cancel it without losing money because most rentals are non refundable.

Right now, sure, you can buy a small RIV contract to stay there, but what happens when you have more than one resort you want to stay at? Would it really save you money in the long run doing it that way if you have to buy an individual small contract for every new resort?

Now, for someone who wants to stay at RIV once to try, makes sense. But, for anyone who wants access more regularly, it could end up being tough if you can’t find someone to rent from at the price point you want.

The option to rent your own points to then rent someone else’s is something that can happen now but I don’t think very many do it

Given the difference right now between getting VGF direct and any of the other MK resorts resale, it’s not an enormous amount any longer. .

Right now, for 200 points it’s about $6k difference between resale and direct. If you own at least 10 years, you end up paying about an extra $600 each year for the option to trade into every where and get the benefit of any perks.

Of course, it’s still not worth it for everyone, but the whole rent and/or buy individual contracts at all the restricted resorts you could want to stay at may not end up cheaper over time. I don’t think someone has to go a ton every year to offset the cost.

It’s why people don’t recommend buying VB or HH for stays at WDW. Buy in is cheaper but dues costs are higher that over time it ends up costing much more.

It’s why the whole resale vs. direct discussion is really about individual choices.
 
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While those are possible, it’s just not the same thing. Renting means you give up control of that reservation. You can not cancel it without losing money because most rentals are non refundable.

Right now, sure, you can buy a small RIV contract to stay there, but what happens when you have more than one resort you want to stay at? Would it really save you money in the long run doing it that way if you have to buy an individual small contract for every new resort?

Now, for someone who wants to stay at RIV once to try, makes sense. But, for anyone who wants access more regularly, it could end up being tough if you can’t find someone to rent from at the price point you want.

The option to rent your own points to then rent someone else’s is something that can happen now but I don’t think very many do it

Given the difference right now between getting VGF direct and any of the other MK resorts resale, it’s not an enormous amount any longer. .

Right now, for 200 points it’s about $6k difference between resale and direct. If you own at least 10 years, you end up paying about an extra $600 each year for the option to trade into every where and get the benefit of any perks.

Of course, it’s still not worth it for everyone, but the whole rent and/or buy individual contracts at all the restricted resorts you could want to stay at may not end up cheaper over time. I don’t think someone has to go a ton every year to offset the cost.

It’s why people don’t recommend buying VB or HH for stays at WDW. Buy in is cheaper but dues costs are higher that over time it ends up costing much more.

It’s why the whole resale vs. direct discussion is really about individual choices.
For sure, just saying there are options. It's not like you can't stay at Riviera if it's important to you. If you're comfortable renting on these boards you can generally rent anything at $20 per point and essentially make an even trade point for point with the exceptions of okw and ssr, they tend to go for $18. The commercial sites will basically cost you $5 per point in exchange. And yes you give up some flexibility on dates and can't cancel but you get 11 months.... It's a trade off. You can also transfer points and control them too. Again there's options. Too much of a hassle for some I'm sure, like you say personal choices.

Totally comes down to individual choice and circumstance, for me 11 month availability at my home resort was most important thing because I can't get studios or standard view 1 bedroom at BLT 7 months out. VGF totally different story, if that resort were my thing I almost certainly would've bought direct. It's the only direct resort priced even remotely reasonable vs resale.

What I meant by going often and/or long enough was basically whether or not APs made sense vs regular tickets and whether you're spending enough n merch and food for discounts to add up.
 



















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