Sorry Folks.......the bottom finally dropped from underneath me and I also feel like I got kicked in the gut this morning at work.

With the
"reduction" of
"additional salary" starting in April

there is no way that Hazel and I will be able to cruise anytime soon.
I wish I could express how sick to my stomach I am feeling right now. If I had been turning 55 next month, instead of April 2010, I would have been filling out my retirement papers before the end of the day.