All questions answered, but wanted to say regarding your Visa--you had to actually put the deposit on your Disney Visa, so yes they needed your number. If it wasn't for the disboards we would never know about these things, because Disney Visa is not too great about letting us know in advance. I believe Mary (mousesavers.com) also alerted us to this, or was she the first indication that this was coming....it's all a blurr. We had about 3 days to book our choices before the public could. But now the rules have changed, and since current resort guest are getting advance booking opportunities, availability may be completely different than last year. Our UK friends got to book several months ago, now onsite guest staying at a disney resort (until Dec. 31, 06) get to book in advance and if there is anything left, the rest of us may be given the opportunity to book the "leftovers". I, personally, would make sure you have your desired resort in mind, and at least two backup resorts to choose from if your first one is not available.