Once I get DH on my insurance that will be $100/month saved right there!
I believe you have 30 days from a life event to make those changes, otherwise you have to wait until your annual open enrollment. Have you checked with your HR dept?
Good luck! You can do your best, and deal with unexpected surprises! I think it is a great thing to be looking forward. Even if everything doesn't work out perfectly in your mind, you are ahead of the game with planning rather than not doing anything at all!
