You know, this thread has given me a lot of material to chew over.
Every time anything bad ever happened, my mum always asked me, "What did you learn?"
I was molested over a period of time when I was eleven. I had to go to court to testify against the landlord of my building - who had a key and would let himself into our home when my mother was out. My mum, who tried her darndest to keep me safe, ultimately couldn't. What did I learn from that? That, unlike with the bullies at my school, speaking up made the hurting stop. It's something I think I've carried forward through my whole life - that sometimes speaking up doesn't get you punched or labeled a tattletale, sometimes speaking up makes everything better.
When I had kids of my own, I tried hard to make sure they knew they could always speak up. That I'd always listen. And I tried to teach them that I trusted both their good judgement and their resilience and ability to make smart decisions.
But I found my convictions really tested, when my son was diagnosed as hypoglycemic at age nine. He'd fainted, while out with his big sister, and I'd had to run six blocks to meet the ambulance. That was scary. What was even scarier was knowing that he had a paper route and regularly went out alone to deliver his papers. But, rather than make any rash decisions out of fear, I took the time to think through the consequences. What would it do to my boy's confidence, if I decided he couldn't do his paper route alone any more? How would he feel about this condition, that he'd have to live with the rest of his life? Would this become something that held him back, kept him from doing the things he was capable of doing?
In the end, I gave him a snack and lent him the family cellphone, and he went out to deliver his papers as usual, never once suspecting how scared I was to let him go.
And what did I learn from that? That parenting is an act of faith. It's terrifying sometimes, but I don't think I'd have done my children any favours if I'd followed them around with the idea always in my head that "anything can happen" and I shouldn't ever "provide that opportunity". I don't want them growing up like that. I don't want them becoming adults who believe they are always in danger, no matter where they are or what they're doing. I don't want them to think that every other human being is a likely predator, out to hurt them.
My mum spent four years teaching in Lahore. She came home alive. My grandfather died while riding a lawnmower in his own backyard. Life is weird. So... just live. Take reasonable chances. See what opportunities come your way. You might just learn something new!