Winter Dec 25 - Jan 26 Direct Incentives

I’m torn. Im having a hard time justifying $20k for perks.
Well, the spread on resale CCV vs. direct CCV with this current round is probably somewhere around $74/point ($209 direct with MB vs. $135 resale average). On 150 points, that is just over $11k. If you'll buy the Sorcerer Pass APs or take advantage of direct discounts, that could pay for itself fairly quickly. And, you'll be able to use those points at RIV/CFW/LSL/VDH. If I weren't already blue card, I'd personally find it pretty attractive (unless you prefer Poly or RIV direct points). But, if those benefits aren't worth it, then resale is still a better deal.
 
Im a red headed cousin (resale only ; non Eligible to Extras).

I’m thinking of buying 150 CFW direct and selling 120 SSR.

Why should I not do this? Please talk me out of this. Please.
The dues.
Did want to add I priced out the cabins last night and was like wow that is so cheap!! (Points to stay, not buy)
Yep, dues alone make it a hard to justify, so unless you can justify the need I’d say it’s a hard pass… especially when you can stay in the cabins on CCV (or RIV, Poly, etc) points.

I’m torn. Im having a hard time justifying $20k for perks.
This is the way… to kill fomo. :)
 

I think the same thing every time I see a PVB contract show up on the ROFR thread. I just don't really get it.
I really don’t understand why anyone would buy VDH resale at the asking prices when you combine incentive, $1500, & Magical Beginnings.
It can make sense. It made sense for us as purchasers of resale points at both VDH and PVB. But I guess our situation is unique in that prior to going resale, we already had 330 in direct pvb/vdh points, which to me is enough to visit the other 15 dvc resorts for most weeks in a 1 bedroom. However in our case we love VDH and PVB so we have no issues having our home resort there, including factoring VDH's resale restrictions. As such, our remaining 545 points in VDH/PVB are resale. Going resale for those points have saved us roughly $30,000 upfront, more considering some of them were double point contracts. If we decide to keep the contract over its entire life, opportunity cost if we had gone direct with those resale points would be $1.054M ($276K if factoring 3% inflation) factoring stock market growth of 8%. Looking at it another way, going resale for PVB/VDH allowed us to purchase an additional 143 more points if considering they are on average $210 per point.
 
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