Winter Dec 25 - Jan 26 Direct Incentives

[Hubalorian]

RIV will be “sold out” by then unless something economically catastrophic happens.

Couldn’t Lakeshore go on sale in 2026 depending on what time in 2027 it opens?

 

[eticketplease]

Couldn’t Lakeshore go on sale in 2026 depending on what time in 2027 it opens?

It's always possible I suppose but generally the properties go on sale the same year the resort opens.

 

[Sandisw]

It's always possible I suppose but generally the properties go on sale the same year the resort opens.

To add to this, the past few projects started sales only 3 months or so before opening.

 

[ClaraOswald]

Okay....help me with my math.

150 points, VDH.

$245 per point
$23 off = $222 per point
150 x $222 = $33,300

$33,300 - $1,500 = $31,800

Magical Beginnings for 2025 points = $3,000

$31,800 - $3,000 = $30,300

$30,300/150 = $202 per point

Am I looking at this correctly? Am I forgetting anything?

 

[VGCgroupie]

Okay....help me with my math.

150 points, VDH.

$245 per point
$23 off = $222 per point
150 x $222 = $33,300

$33,300 - $1,500 = $31,800

Magical Beginnings for 2025 points = $3,000

$31,800 - $3,000 = $30,300

$30,300/150 = $202 per point

Am I looking at this correctly? Am I forgetting anything?

There are additional discounts that can qualify. d23, Visa, Castaway. So when you are ready to buy there might be others over and above base incentives. Also you have noted you have a Disney Visa. So without factoring getting a new credit card to buy your contract you will save another $4 per point just by using your Disney Visa.

 

[ClaraOswald]

There are additional discounts that can qualify. d23, Visa, Castaway. So when you are ready to buy there might be others over and above base incentives. Also you have noted you have a Disney Visa. So without factoring getting a new credit card to buy your contract you will save another $4 per point just by using your Disney Visa.

Do we have the correct D23 membership if we have the one via Disney+ subscription? Or is there a higher tier membership we would need?

What do you mean $4 per point is saved by using Disney Visa? Do you mean by calculating the 2% rewards?

 

[VGCgroupie]

Do we have the correct D23 membership if we have the one via Disney+ subscription? Or is there a higher tier membership we would need?

I’m not 100% sure but I think I recall the Disney+ one working.

What do you mean $4 per point is saved by using Disney Visa? Do you mean by calculating the 2% rewards?

Yes. Since you can’t earn rewards over the deposit when buying resale I think it’s very important to calculate any earnings received when paying by credit card. It’s actually higher than the $4 per point I quoted. It’s $4.54 per point. I would for sure open at least one new credit card when buying direct from DVC. That can save you minimum $6 per point.

 

[ClaraOswald]

I’m not 100% sure but I think I recall the Disney+ one working.

Yes. Since you can’t earn rewards over the deposit when buying resale I think it’s very important to calculate any earnings received when paying by credit card. It’s actually higher than the $4 per point I quoted. It’s $4.54 per point. I would for sure open at least one new credit card when buying direct from DVC. That can save you minimum $6 per point.

Can you explain that last part? Why does opening a new credit card save more?

 

[VGCgroupie]

Can you explain that last part? Why does opening a new credit card save more?

Many credit cards will you give extra cash back or points when you first get a new card and spend a certain amount of money in the first couple months. Something like this for example. https://creditcards.chase.com/a1/25...kQMV1Ae8AR2RBCHoEAAYASAAEgLVrvD_BwE#preferred

 

[coloradogal]

Man every new incentive, I always want to buy but I never will, perpetually on the fence. The good news for y'all is that I'm always looking to rent points like a sucker.

I’m right there with you! Always looking, never buying….!

 

[tx911]

Okay....help me with my math.

150 points, VDH.

$245 per point
$23 off = $222 per point
150 x $222 = $33,300

$33,300 - $1,500 = $31,800

Magical Beginnings for 2025 points = $3,000

$31,800 - $3,000 = $30,300

$30,300/150 = $202 per point

Am I looking at this correctly? Am I forgetting anything?

The $500 D23 discount will get you to $29,800, which looks much more appealing than $30,300.
And that gets you under $200pp, which is another mental hurdle cleared.

So you are cleared for takeoff!!

 

[Wendy12]

My D23 coupon has as expiration date of 12/31/26.

 

[gvel]

The $500 D23 discount will get you to $29,800, which looks much more appealing than $30,300.
And that gets you under $200pp, which is another mental hurdle cleared.

So you are cleared for takeoff!!

So true. This is how I almost always convince myself of going direct...but then I do a quick DVCForless.com search for contracts under $30k and always then automatically reconsider going direct.

 

[ClaraOswald]

So true. This is how I almost always convince myself of going direct...but then I do a quick DVCForless.com search for contracts under $30k and always then automatically reconsider going direct.

We are only considering VDH direct, which I wouldn't do resale for since it's restricted.

The resale we're thinking about is VGC...which is actually more per point than direct VDH.

We are just on the fence about which one we want.

 

[Xalthon]

My D23 coupon has as expiration date of 12/31/26.

Where did you get a physical coupon?

 

[Wendy12]

Where did you get a physical coupon?

A coupon book came with my membership package. I joined in Aug (not through Disney+).

 

[tx911]

A coupon book came with my membership package. I joined in Aug (not through Disney+).

I got this too. 12/31/26 expiration.

 

[tx911]

We are only considering VDH direct, which I wouldn't do resale for since it's restricted.

The resale we're thinking about is VGC...which is actually more per point than direct VDH.

We are just on the fence about which one we want.

I think the big factor for me in your shoes would firstly be, do you feel like you have enough VGC points to stay there a reasonable amount in the accommodations you want?

If the answer to that is "no", I would want more VGC before anything else.

Of course, if you like VDH as well, a VDH contract opens up the possibility of split stays, gets you blue card status and all that comes with it, and those points could still be used at VGC when possible. Not to mention it's cheaper even than resale VGC.

So now that I spell it out, the argument for VDH is pretty strong. Just that damn ToT is such a turn off!

 

[AstroBlasters]

I think the big factor for me in your shoes would firstly be, do you feel like you have enough VGC points to stay there a reasonable amount in the accommodations you want?

If the answer to that is "no", I would want more VGC before anything else.

Of course, if you like VDH as well, a VDH contract opens up the possibility of split stays, gets you blue card status and all that comes with it, and those points could still be used at VGC when possible. Not to mention it's cheaper even than resale VGC.

So now that I spell it out, the argument for VDH is pretty strong. Just that damn ToT is such a turn off!

You don’t need to split stays… you just alternate years.

 

[tx911]

You don’t need to split stays… you just alternate years.

But then you have to go a year without VGC