Winter Dec 25 - Jan 26 Direct Incentives


I will say, the more I look at selling some of my resale CCV and buying it direct, and start to put some numbers into a spreadsheet, I do start to pull back just a bit. The price differential is still pretty big.

The question starting to come to my mind . . . how much will Disney continue to devalue resale points and/or give direct points more perks? Since I'm already blue card and own quite a few direct points, there isn't a lot I stand to gain at the moment by buying more direct points. But, how will that change in the future? The trend is certainly in one direction, but how soon and how significant will those changes be? Questions we can't really answer - so, how much gambling am I willing to do?

Of course, for these very reasons, you can see why Disney is likely to take actions to further devalue resale because they want to sell more direct points. And, if the existing perks aren't enough to entice people to go beyond a certain number of direct points, then they'll figure out a way to make it more enticing.

The cycle of subconscious rationalization will continue . . .
For me the subconscious is going on continuously, with occasional forays into conscious thought.

You’re ok as long as things stay rational. :teeth:
 
Hey you stop that now! I don't go poking around here for sane, sound financial opportunities.
Alright, I'll help!

Take that $11k and divide it by the 42 years remaining on a CCV contract. So, about $262/year to have points without any resale restrictions or, another $1.75/point in dues. Yes, yes, you should be doing some time value of money calculations here too but I'm trying to talk myself into this, not out of it 🤣.

Come 2042, these points won't suddenly lose a significant amount of potential usage - they will continue live on free and unrestricted! Reimagined BCV and BWV? Sure, I can stay there. Whatever other new perks for direct are introduced between now and then? Yes, I'm eligible to use these points.

I'm really going to get myself into trouble here.
 
Alright, I'll help!

Take that $11k and divide it by the 42 years remaining on a CCV contract. So, about $262/year to have points without any resale restrictions or, another $1.75/point in dues. Yes, yes, you should be doing some time value of money calculations here too but I'm trying to talk myself into this, not out of it 🤣.

Come 2042, these points won't suddenly lose a significant amount of potential usage - they will continue live on free and unrestricted! Reimagined BCV and BWV? Sure, I can stay there. Whatever other new perks for direct are introduced between now and then? Yes, I'm eligible to use these points.

I'm really going to get myself into trouble here.
Your points deserve to be 🆓!
 
On LSL, I just don't see anything to make me interested to wait. Resort is likely to be massive with a lot of points to sell. I think it's going to be somewhere between RIV and PIT in terms of points charts (with similar types of rooms). Unlike when the Poly Tower opened, even if they combine it with CFW, there are not going to be these massive amounts of existing points trying to book into it like happened with PIT, so I am skeptical that availability is going to be that bad (unless you're a resort view studio/2BR lock-off sort of person). If they do combine it with CFW, I think dues are going to be on the higher side - I don't think we're talking VGF/PVB/BLT levels of dues - if it were opening today, I wouldn't be surprised to see $10/point dues. And, I think a lot of uncertainty remains with the trust structure. IOW, a bird in the hand is better than two in the bush.

Or, as @tx911 said, set those points free! LOL.

I'm really not sure what I'll end up doing here. Need to give this all some time.
 
On LSL, I just don't see anything to make me interested to wait. Resort is likely to be massive with a lot of points to sell. I think it's going to be somewhere between RIV and PIT in terms of points charts (with similar types of rooms). Unlike when the Poly Tower opened, even if they combine it with CFW, there are not going to be these massive amounts of existing points trying to book into it like happened with PIT, so I am skeptical that availability is going to be that bad (unless you're a resort view studio/2BR lock-off sort of person). If they do combine it with CFW, I think dues are going to be on the higher side - I don't think we're talking VGF/PVB/BLT levels of dues - if it were opening today, I wouldn't be surprised to see $10/point dues. And, I think a lot of uncertainty remains with the trust structure. IOW, a bird in the hand is better than two in the bush.

Or, as @tx911 said, set those points free! LOL.

I'm really not sure what I'll end up doing here. Need to give this all some time.
Have you even closed on your most recent CCV purchase?
 
There is no way LSL will be built to the same quality of WL, IMO.
You know what they say… “they don’t build em like they used to”.


Take that $11k and divide it by the 42 years remaining on a CCV contract. So, about $262/year to have points without any resale restrictions or, another $1.75/point in dues.
Why the difference in dues?
 
Why the difference in dues?
I was just saying if you take $11k (the approximate difference between direct and resale on 150 points), divide it by 42 years, and then divide that by 150, it's like you're paying an extra $1.75/point per year (ignoring time value of money).
 
Come 2042, these points won't suddenly lose a significant amount of potential usage - they will continue live on free and unrestricted! Reimagined BCV and BWV? Sure, I can stay there. Whatever other new perks for direct are introduced between now and then? Yes, I'm eligible to use these points.
This is how it would work today, but there is no guarantee it will work the same way in the future!
 
On LSL, I just don't see anything to make me interested to wait. Resort is likely to be massive with a lot of points to sell. I think it's going to be somewhere between RIV and PIT in terms of points charts (with similar types of rooms). Unlike when the Poly Tower opened, even if they combine it with CFW, there are not going to be these massive amounts of existing points trying to book into it like happened with PIT, so I am skeptical that availability is going to be that bad (unless you're a resort view studio/2BR lock-off sort of person). If they do combine it with CFW, I think dues are going to be on the higher side - I don't think we're talking VGF/PVB/BLT levels of dues - if it were opening today, I wouldn't be surprised to see $10/point dues. And, I think a lot of uncertainty remains with the trust structure. IOW, a bird in the hand is better than two in the bush.

Or, as @tx911 said, set those points free! LOL.

I'm really not sure what I'll end up doing here. Need to give this all some time.
When you think about it, is any amount really too much to spend to set your points free? Sorry, I’m enabling 🤣
 
When you think about it, is any amount really too much to spend to set your points free? Sorry, I’m enabling 🤣
It's ok. I'm getting a good laugh out of it. And I am going to give myself a lot of time to think about this before making any decision and I think I am realistically a good ways away from deciding to do this.
 
Every incentive period I think, “Is this my cue to become direct?” As an avid resaler, I have decided that the math for direct will never make sense and I should just pull the trigger on it, preferably yesterday. 🤣

In all reality, CCV has been on my radar for a while and this is tempting for me as someone looking to get their shiny direct benefits. Poly/Riv/CFW just don’t do it for me.
 
Alright, I'll help!

Take that $11k and divide it by the 42 years remaining on a CCV contract. So, about $262/year to have points without any resale restrictions or, another $1.75/point in dues. Yes, yes, you should be doing some time value of money calculations here too but I'm trying to talk myself into this, not out of it 🤣.

Come 2042, these points won't suddenly lose a significant amount of potential usage - they will continue live on free and unrestricted! Reimagined BCV and BWV? Sure, I can stay there. Whatever other new perks for direct are introduced between now and then? Yes, I'm eligible to use these points.

I'm really going to get myself into trouble here.
This actually sounds like @AstroBlasters rationale right here. I haven't continued reading yet, I guess I will see if I was wrong and he rebuts. :magnify:
 
I see CCV at $255/pt. I’m only seeing a couple point discount for 125 points. What am I missing? $255/point is crazy high.

Ok Im missing Magical Beginning. What is this?
 
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