Will You Retire?

[Disney Doll]

I will retire from my rat race,high stress high responsibility work, but I can see me getting involved in something fun to do...ie-working part-time at a little gift shop or at Disney or something. There's a lot I want to do...travel, write a book, learn new things like pottery, bag pipes etc.

 

[SaraJayne]

DH plans on retiring in the next 10 or 15 years (yesterday was his 36th birthday)....before age 50 is his plan.

Our children will be grown, so we can enjoy traveling and all the things we didn't get to do in our short-lived pre-children days.

 

[golfgal]

I was thinking of going part time if the physical component became difficult, but not unless I had to.

I don't have hobbies, maybe that is the difference?

I also do not encounter many retirees who are enjoying retirement.

That very much is the difference. If you are used to working full time and can only picture yourself sitting at home doing nothing full time I am sure retirement doesn't sound all that appealing. I have good retirement "roll models" so maybe that is why I am looking forward to it. My Grandpa went back to college after he retired, got his degree and kept taking classes until he was 85 years old. He also had an extensive woodworking shop at his home and enjoyed making all kinds of things. He also traveled extensively. My Dad retired and is now a published author--he spends a lot of time with friends at Barnes and Nobel writing, talking, chatting but they also travel quite a bit.

 

[SC Minnie]

DH is 14 yrs older than me. I have always told him I want to retire when he does so we can travel and enjoy life together. He told me last week he plans on working until he's 80.

I do want to retire someday or at least work part time or a less stressful job.

 

[The Mystery Machine]

I am a SAHM ready to go back to work. I do not plan on retiring unless it is financially possible. That is the goal but right now it is too far away to predict. I just can't see it happening.

My MIL is working and she is 72.

My mom retired twice. She is 72.

My dad is still working. He is 71.

All of them need the money.

 

[GeorgeG]

I retired at 59 1/2 with no regrets. I had been at a job with the same company for 37 years. It was a good job, but it had a lot of built-in stress. You definitely have to weigh your options and make decisions when you retire. For us, moving to a warm climate was a must. It also helps that we chose an area where the cost of living is significantly lower than the New York metropolitan area (that wasn't hard to find). We live better here on a pension than in New York on full salary. Some thought needs to be given to moving away from family, but most of mine had already left the hometown area.

Keeping busy after retirement is very important, so we chose a place where we both had plenty to do (living an hour away from WDW isn't bad, either). My wife has multiple theater groups she stays active with and I play with about 8 bands, a few community-type and most pro (money to spend at WDW).

Being at the leading edge of the baby-boomers put me in the right position to retire, too, at least financially. I understand younger generations have a lot more planning to do, which is good in any circumstance. A mistake many people make is thinking retirement is so far off, if not impossible, they don't plan for it or at least don't start planning as soon as they should. II know it's easier said than done, but don't make assumtions about retirement, make it happen.

 

[eliza61]

I don't think I will "retire" in the sense of having no job. I like working and having some thing to do. I've been toying around with starting my own bakery (my first loved) after I retire from my full time gig.
I'm pretty lucky in the sense that I work for a job that still offers full pensions and isn't on the verge of going bankrupt.

I love to travel but I'm not a budget traveler so I would definitely need some income to fund my addiction. LOL

 

[Minnesota!]

As soon as I possibly can, (which I am nowhere year old enough yet). Too many other exciting things in the world to do besides spend all my time at work. Not to mention get out from underneath all that stress.

This is me. We save our money based on the fact that we plan on retiring at 55. So another 8400 days

I'm so very sorry antmaril.

I am sorry, too, antmaril.

This same thing happened in my family. My dad hit 30 years at his job, planned on retiring, and then died of cancer 3 months later. My mom, shocked by the sudden loss, and the realization that life is too short to not be having fun, and enjoying what you do....retired at 55. She has been retired for 6 years now and still loves each and every day of it. My mom and dad had planned on retiring then take the train around the country...that was their plan for YEARS. When dad died, mom realized she had to do what she wanted to do NOW because tomorrow wasn't guaranteed. So she did, and does. And that's how I live....

I had very good role models as far as savers.....we may be "broke" now (meaning, I can't go out and get a $400 purse w/o having to shave money off the grocery budget), but we will retire with plenty of money to get us through the rest of our life.

 

[snapppyd]

I went to work full time at 17. When I had the chance to retire at 50 I jumped at it! I've been home for 4 years and love it, I could never go back to work. DH is going to retire in 68 weeks when he turns 55 - we can't wait to do what we want, when we want!

 

[snapppyd]

I retired in 2008 at age 56 after 36 years with the same company to care for my husband who was dying of cancer. He died two months later. Of course, under the circumstances, retirement is not what I always hoped it would be.

I am so very sorry

This is one of the things I fear, that we won't have time "later". My MIl passed at 62 while working two jobs. My Mom died suddenly at 70. We want to do as much as possible while we are able.

Do you ever think about going back, maybe part-time?

 

[princesspiglet]

We are "retiring" in 10 years when DD8 graduates from high school. DH will have 30 years in with the Army and will have a full pension. I will have 15 years at my company and a good 401k. We plan on moving to Orlando, getting a 1 bedroom apartment and getting PT jobs at WDW- we will take whatever we can get. PT work and PT play!

 

[Dan Murphy]

I retired in 2008 at age 56 after 36 years with the same company to care for my husband who was dying of cancer. He died two months later. Of course, under the circumstances, retirement is not what I always hoped it would be.

Very sorry, antmaril. 's

I'll be 67 this July. Still working, but I enjoy the work I do, financial planner, been doing now over 35 years. I enjoy my clients and my clients me, and they feel I more than bring value to the table. I do work at my own pace. However, I doubt I will be working beyond another 3 years. I have to stop sometime.

 

[antmaril]

I am so very sorry

This is one of the things I fear, that we won't have time "later". My MIl passed at 62 while working two jobs. My Mom died suddenly at 70. We want to do as much as possible while we are able.

Do you ever think about going back, maybe part-time?

Thank you very much. I haven't considered going back to work, but I started volunteering at Hospice (in the office). I was a secretary for 36 years and my husband was a Hospice patient, so it's a good fit for me. I just started this week, but I think it's going to be fine.

 

[snapppyd]

Thank you very much. I haven't considered going back to work, but I started volunteering at Hospice (in the office). I was a secretary for 36 years and my husband was a Hospice patient, so it's a good fit for me. I just started this week, but I think it's going to be fine.

Best of luck to you!

 

[ZephyrHawk]

Oh goodness, I hope so.

It's so far in my future, though, I don't even bother thinking about it.

 

[DisneyBamaFan]

Would I like to retire some day? Sure. There are many other things that I could do with my time, especially if my boys move away which would require me to take more time away from work to spend more time with them.

Do I have to retire to be happy? No. I love my job. But who knows what the future holds? I live my life one day at a time, enjoying each for what it has to offer.

 

[indimom]

I posted earlier, but after reading the other posts, I had to add this.

Some posters are concerned about retiring early enough to have time to enjoy it. I'm concerned about just the opposite. Saving enough money for what could be a whole lot of golden years. My family lives a long freakin time, the women anyway. Going by family history, I could easily live to be 100 and I don't see how I could possibly retire in my 50s and fund 40 years worth of comfortable retirement.
So, my plan is to work as long as I feel up to it, at least into my 70s.

 

[snowywhite89]

I was thinking of going part time if the physical component became difficult, but not unless I had to.

I don't have hobbies, maybe that is the difference?

I also do not encounter many retirees who are enjoying retirement.

All the retires I know love retirement. The key is two always live within your means and enjoy life. None defined themselves by their job

I plan on retiring by the age of 60.

 

[MoniqueU]

I guess you could say I already am. I got diagnosed with an eye disease and found out I am legally blind (no peripheral vision, faiding cental vision that will continue to get worse) and lost my drivers license. I now cant do most of my stay at home mom duties , like carpooling, helping much with homework, some cleaning duties and cooking a somethings no that I ever enjoyed the cooking part. I have to find things to fill my days since my DH is still working. My mom lives with us to help out so she and i go out and do things from time to time. My DH gets alot of weekdays off and we will go do things. I dont see him ever retirering not that we would have the means to do so.

 

[Disney1fan2002]

I met a man the other day who told me he plans on retiring on his 90th birthday (June of this year).

Now, he is a Dr who retired from practice years ago. He works as a consultant now.

I do think what you do for work has a lot to do with when you can retire. I don't see too many 90 year old mail persons. I don't see too many 90 year old construction workers. My dad put down blacktop...no way could he work into his 80's.