Okay, I have twice taken the tour and something I never did understand is why your use year month starts 5-6 months before your actual start date. Don't get me wrong, I like the idea of getting new points only 6 or 7 months after I purchase, but can anyone explain to me why this is? Also anyone have any idea or speculation as to if this will be the case with BCV since this is a pre-sale? Thanks in advance for being patient with all the questions.