We are going to Orlando in Jan and staying off site for the WDW part of our trip but really wanted to stay onsite for US/IOA. The cheapest rate we can get right now is $199 at RPH, they say to call back in Sep. for Entertainment card rates. Is it safe to wait till Sep. to make our hotel reservations? I like to have all my hotel reservations made before purchasing airline tickets. Should I book our rooms now then try for an entertainment rate later or would they not let us change once the reservation is made. PBH and HRH are both holiday rates also, I would have thought rates would be lower towards the end of Jan. (26-29). Are the parks crowded enough this time of year to make it worth the extra $$ to stay onsite so we can use the all day Express pass? This is our first trip to US/IOA and want to make the most of it. Any advice would be appreciated.