Here's my problem: I want to stay in the Treehouses for Dec 29, 30. SSR is our home resort and I'll call at 9am on the 11th month mark. I'm figuring that I'll have to walk the reservation and I'll have to borrow a week's worth of points. When I cancel the days I don't need those points will stay in 2010. Here's the question--Can I use those borrowed points for a vacation in 2011 that I book while it's still 2010, or do I have to use the points by the end of 2010 since they were borrowed into that year? Also, do you think I should walk the ressie?