While you are at it... Bank question

[Microcell]

I have been paying $12.00 a month to Bank of America in fees and now I think that i would like a free, or even interest bearing checking account Do you bank at a national bank and do you have free checking. Thanks for helping me overhaul my finances!

 

[stinkerbelle]

Originally posted by Microcell
I have been paying $12.00 a month to Bank of America in fees and now I think that i would like a free, or even interest bearing checking

What?
I bank with Fleet...which is now Bank of America (they bought out Fleet.)
I only have a checking account.
I pay no fees whatsoever.
checking is free.
However, if my balance goes below $1500, I'll pay $10 a month. (or $8 a month if I have direct deposit on my paycheck).

Is this the case with what you have? that you have to keep a certain balance - or are you charged regardless? I've had this account for at least 5 years now...only thing I've ever paid for are the actual checks.

 

[hercamore]

No fees at att our Cred Union except for check printing charges.

herc.

 

[EsmeraldaX]

No fees at Sovereign, except for if you use a non Sovereign ATM or if you use your debit card to get cash back.

 

[Microcell]

I have always had the $6.00 fee for no min checking and $5.95 to have our car, auto and home deducted per month, as they insist on arranging with bank to get a lower rate, I can make it part of bill pay for higher a month. I just saw offers for free and interest bearing checking and thought I am throwing this money away! I have not heard of Soverign, are they big on the East Coast?