I always found Epcot to be good on cold or rainy days. They have all those great shops in the world showcase and invovations and all the other rides are indoors.
I'd go further and say many of the country pavillions are indoor as well... Mexico, in particular, with the indoor ride, restaurant, and shopping market.
Most of the animal kinddom attractions are outside, if I remember correctly there isn't many places to go to escape the rain or cold, especially with young chilrden.
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