Which DVC should my 22 year old daughter buy???

[momtofour]

Our family has been DVC owners for years. My 22 year old disney fanatic daughter is interested in buying a small resale contract of approximately 50 to 75 points. She is graduating in May, has no student loans, and has a fantastic job lined up that she will start in June. She can pay cash for this transaction and will have no trouble affording the maintenance fees on a small contract. With banking and borrowing, she should be able to visit 1 to 2 times every three years.

She absolutely loves VWL. However, due to her young age I am really encouraging her to look to a resort with a longer life.The 11 month window may be important to her at some point. Would you recommend the resort she loves or go for Saratoga, BLT or Animal Kingdom?

Thanks in advance for all replies!!

 

[bnk1120]

Tough question. She's so young that tastes and travel are bound to change. I would go for the longer contract at cheaper cost - like SSR.

 

[wildernessDad]

AKV was designed by the same architect that designed Wilderness Lodge. So, if she wants to "go new" and if she loves VWL, then that might be the one to go with. Otherwise, I'd say buy where you want to stay.

 

[cbnsoul]

I think I would still buy VWL. Since it is a small contract and she may well add on in the future, she may as well buy what she likes. Likely any add-on would expire later. There may also be an opportunity to extend ownership, as there was with OKW, that could extend her ownership many more years. We liked WL so much we just bought a small add-on for VWL a few months ago after a cash reservation.

 

[iloveokw]

I've always believed in buy where you want to stay.

 

[wildernessDad]

There may also be an opportunity to extend ownership, as there was with VWL, that could extend her ownership many more years.

You mean OKW, not VWL.

 

[palhockeymomof2]

First off congrats to your daughter...on graduating with no student loans...I've got 2 kids in school....a 20 & 23 year old.....the 23 year old changed majors and schools so he's only graduating this May as well.....and he and I wish he had no student/parent loans...lol.....

I agree with you I'd probably advise my kids at 22 to look at the DVC's with the longer contracts....but on the other hand if she loves VWL she would probably buy resale and save a lot of $$$...

 

[Sammie]

Honestly at this point with all the discussions/rumors about the possiblity of limitations on resales, I would have her buy where she loves.

I think at this point, the question to ask is this, can I be happy if I can only stay at my home resort.

 

[a742246]

At 22 will she do long range planning 7 - 11 months????
If so then VWL would be my rec.
If she wants quick ressies (which I believe she may want once she starts her job) than go with the longer contract.

If she is a big fanatic of disney she can probably get a better deal by
getting a bigger contract.

Anyway, good for her.....

 

[pmcpmc]

Our family has been DVC owners for years. My 22 year old disney fanatic daughter is interested in buying a small resale contract of approximately 50 to 75 points. She is graduating in May, has no student loans, and has a fantastic job lined up that she will start in June. She can pay cash for this transaction and will have no trouble affording the maintenance fees on a small contract. With banking and borrowing, she should be able to visit 1 to 2 times every three years.

She absolutely loves VWL. However, due to her young age I am really encouraging her to look to a resort with a longer life.The 11 month window may be important to her at some point. Would you recommend the resort she loves or go for Saratoga, BLT or Animal Kingdom?

Thanks in advance for all replies!!

mine have and they are 32 and 28

 

[CarolAnnC]

My 26 year old DD purchased at BLT. She has had it about a year and a half now and is still thrilled with it. I agree with the buy where you want to stay philosophy..

 

[dis-happy]

With a small contract I'd also consider the resorts that have tiered point values. You can make a small contract go a lot further with a standard view option.

 

[Brian Noble]

She'll be 54 in 2042. A lot can change between 22 and 54. I would not worry about expiration dates, and instead buy what I wanted today.

 

[CarolMN]

She'll be 54 in 2042. A lot can change between 22 and 54. I would not worry about expiration dates, and instead buy what I wanted today.

Totally agree!

 

[backyardponder]

Since she is looking at a small contract, I'd suggest that she buy where she wants to stay.

 

[cayman01]

If the 11 month booking window is NOT a consideration I would recommend BLT. Although it has a higher upfront cost she will more than make up for it over the years with the lower MF's.

SSR is also an option, but you get 6 extra years with BLT.

 

[deerislemaine]

I'd go with SSR on resale. The lower price and extra years is worth it now. If she 50-75 points with the 11 month window won't make much of a difference with a larger family, and she can add on later at another site. The annual fees at SSR are reasonable, and she has time to wait and get the right price.

However, if she uses the points consistently, then she can't go wrong.

 

[pcdvc]

I think it is most important to purchase where you want to stay most frequently as you get the most enjoyment out of your purchase.

 

[got4boys]

Yes, I agree with buy where she wants to stay. But if upfront cost is an issue SSR or OKW.

 

[farmermr]

Buy where she's going to want to stay the most.