Where would you buy 80 pts direct?

Are you under the impression that resale contracts have higher MFs than direct contracts?

No. But the MFs each year on 100 points vs 80 points…which is what you used in your post…will obligate someone to an extra $120 or so more each year.

So, if one only wants 80 points, it does not matter if you can get 100 points less on the resale market if you don’t want or need them.

That was my point. Buying direct allows you to get the extract number of points you want. Resale may require you to buy more because you May not find what you are looking for easily.

Direct can make sense for a lot of people especially for those like the OP who wants less than 100

Obviously, direct vs resale for the same # of points is cheaper resale. But, in the long run it’s not if you are forced to buy more points and have to pay more in yearly fees.

And direct does come with unrestricted points and that is important to a lot of people.
 
Where would you add on 80 points direct at WDW? and, of course, why? :)

It would be a little easier to answer if it were narrowed down a bit. :) I'll go with "at the cheapest direct price resort that I want to stay at". And a few possible answers to that might mean I'd go resale because the direct price on some resorts is significantly higher than resale.
 
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As someone who recently bought direct for 75 points at AKL, buying direct made sense because, at the time I did it, the smaller resale contracts had points coming in 2022. I have a December use year. My direct purchase came with 2 additional years worth of points (2020 and 2021) for only about 1/4 of one years dues. For me the price difference was worth it. As an additional benefit, I got the points immediately and have already booked.

To the original poster, my AKL purchase came in lieu of an add on at the Poly. The price was more reasonable and the access to value and concierge made sense. If it were me, I’d add only consider a direct purchase at the Riviera, in other use years right now. A December year opens possibilities at other resorts, but the price at BLT, Poly, and CC takes away the financial incentives of the added points. GFV makes sense to wait if you want another Magic Kingdom Resort.

Good luck!
 

No. But the MFs each year on 100 points vs 80 points…which is what you used in your post…will obligate someone to an extra $120 or so more each year.

So, if one only wants 80 points, it does not matter if you can get 100 points less on the resale market if you don’t want or need them.

That was my point. Buying direct allows you to get the extract number of points you want. Resale may require you to buy more because you May not find what you are looking for easily.

Direct can make sense for a lot of people especially for those like the OP who wants less than 100

Obviously, direct vs resale for the same # of points is cheaper resale. But, in the long run it’s not if you are forced to buy more points and have to pay more in yearly fees.

And direct does come with unrestricted points and that is important to a lot of people.
I agree with all of this. I picked a 100 point resale contract just to demonstrate "you can get more for less." There are also 70, 75, 80, 85 point contracts available resale for the same MF as direct.

Yes, if you're extremely particular that you need EXACTLY X points at Y resort with Z use year, direct is your best bet. But OP doesn't appear to be that particular given the subject of the thread. Personally, if I were shopping for 80ish points, I'd buy the best deal I could find anywhere from 75 to 100 points.
 
I agree with all of this. I picked a 100 point resale contract just to demonstrate "you can get more for less." There are also 70, 75, 80, 85 point contracts available resale for the same MF as direct.

Yes, if you're extremely particular that you need EXACTLY X points at Y resort with Z use year, direct is your best bet. But OP doesn't appear to be that particular given the subject of the thread. Personally, if I were shopping for 80ish points, I'd buy the best deal I could find anywhere from 75 to 100 points.

Except they asked about direct so I think at the very least they have a reason for wanting those points. Again, cost aside, if staying at RIV or future resorts is important, then direct makes a lot of sense.

But, everyone is different and of course, some would never go direct but many see it as a positive.
 
If you already own at Poly - I’d add at RIV - gives you good access to 3 parks
Excellent point. Plus Poly points (assuming they were less expensive) can be used to try other resorts that are easier to get in to at the 7 month mark (AKV, OKW) and maybe use less points. My Riviera points are for Riviera only. Except maybe VGF...that’s the only DVC we haven’t stayed in yet except Vero and CCV.
 
Given that 80 points isn't very many I would add it to my CCV stash since it's my favorite of 3 resorts we own but also the one we own the least of.
 
Except they asked about direct so I think at the very least they have a reason for wanting those points.
I didn't say "you should buy resale, resale is the right decision for everybody." I just asked a question... politely, I might add. Then people started responding all snippy and sarcastic.

If I ask "should I buy a GMC Acadia or a Kia Telluride," I'm not going to get all pissed off if someone chimes in with how much they like their Subaru Ascent.
 
RIV is currently selling at $201. I’m not in a rush. Will Disney give us a heads up before they increase the price?
 
I didn't say "you should buy resale, resale is the right decision for everybody." I just asked a question... politely, I might add. Then people started responding all snippy and sarcastic.

If I ask "should I buy a GMC Acadia or a Kia Telluride," I'm not going to get all pissed off if someone chimes in with how much they like their Subaru Ascent.

I guess I am not explaining myself well. I simply shared a view that buying More points costs more in the long run. I think the OP has lots of great responses for what to resort people would choose.
 
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RIV is currently selling at $201. I’m not in a rush. Will Disney give us a heads up before they increase the price?

Not always. There was an increase last winter that we heard was happening and then it went into effect earlier then many thought Or had been rumored. It may not have been RIV but it was one of the resorts.
 
RIV is currently selling at $201. I’m not in a rush. Will Disney give us a heads up before they increase the price?
Their current incentive (save $5/point for 100 - 124 points) ends November 3. Who knows what will happen after that. Better incentives? Worse? Price increase? With VGF 2 sales coming soon....who knows? Also remember the closing fees which add up. An 80 point contract works put to about $207 pp with the closing fees. A 100 point contract works out to $201 pp after the $500 discount, but adding in closing costs. I used the handy add on tool on the member website. If you did buy right before November 3rd and they came out with better incentive/price, you can legally rescind the contract within a certain amount of days.....not sure what the exact timeshare law is in Florida. Unless you are Canadian or other international. I recently saw where someone rescinded their contract but they were from Canada and their credit card company charged them a large fee. Don’t know what that’s all about.
And the studios at Rivera are large with 2 showers and roomy and beautiful.
 
So having no idea of your age or vacation friends or your general taste, my 80 point selection would be the Beach Club. We purchased AK because it was the 'deal' back in '08. We purchased BL because DH had to experience walking to MK. Then we purchased BC because it was impossible to trade into from October to the years end. We use most of our AK points at BC and we tend to give BL points to family. We own 85 BC points.
 
Since you are going to buy direct dive into the point charts for the resort you do pick. EX: You may need 84 points to get that SV studio at RIV for 4 nights every Labor Day weekend. Don’t just limit your contract to 80 points because it’s a nice round number when you may need 81 or 88 to stay at your favorite time of year. The beauty of direct is they will sell you the exact number you want. It would be really annoying to be a few points short every year on that extra night you want.
 



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