Where do you exchage your money?

[minnie56]

I always watch the rates and when it's favourable I transfer from my Chequing acct into my USD acct online. But let me tell you, I am just back from Florida, a cruise and New York City and my cash withdrawels from ATM's there (mostly NYC) were excellent at $1.05 per CAD. Visa transactions were around the $1.06-07 mark as well. Not worth sweating too much about rates...