I am preparing to buy a DVC resale and wondered where i can find the banking rules.. guess my biggest question.. is i buy a Feb. use year with points available in 07. Have I missed any oppurtunties to bank 100% of those points?
wait...wait...wait...
with your 07 pts...you loose nothing either way.
If they were 06 pts, then, Through a reseller, yes, you lost the opportunity. Through Disney, NO, they will work with you and allow you to bank.
I have a Sept UY and may bank up to 100% of my 06 Vacation Points until the end of February 2007.
For Feb. '07 points you would have until 7/31/07 to bank 100%, 10/31/07 to bank 50%, and 11/30/07 to bank 25%. The only thing you need to do is make sure you're not dealing with any '06 pts.
You can find info about banking on vascubaguy's "unofficial DVC website": http://members.cox.net/disneyvacationclub/ Click on "DVC Membership Info" in the left column, then "Understanding Vacation Points" along the top of the page. There is a discussion there on banking and a chart of the banking deadlines.